AML Consultant

NIYEAHMA; Dubai; On-site; AED 240,000 - 360,000; Full time

Benefits offered by this job

Competitive salary package

Professional growth opportunities

Job summary

NIYEAHMA in Dubai seeks a specialist in AML/CFT compliance to lead enterprise-wide risk assessments and design robust policies. You will guide KYC/CDD/EDD processes, support onboarding of high-risk clients, and implement sanctions screening and monitoring systems. Consulting-oriented professionals with strong regulatory knowledge are welcome.

Join a team focused on regulatory excellence, client risk management, and continuous training to stay ahead of evolving AML/CFT standards.

Qualifications

• Bachelor’s degree in Finance, Law, Business or related field.
• 3+ years in AML/CFT compliance, preferably in financial institutions or consultancy.
• Strong knowledge of UAE and global AML laws and best practices.
• Proficiency in KYC/CDD/EDD, sanctions screening and regulatory reporting.
• Excellent communication and ability to present complex information clearly.

Responsibilities

• Develop and implement EWRA tailored to client risk profiles.
• Design AML/CFT policies aligning with laws and regulations.
• Conduct periodic reviews of clients’ compliance programmes.
• Guide on KYC processes including CDD/EDD for high-risk clients.
• Advise on sanctions screening and transaction monitoring systems.
• Deliver AML/CFT training and address regulatory queries.
• Support in regulatory reporting and audit readiness.
• Provide ongoing monitoring and advisory support.

Skills

AML/CFT compliance

KYC/CDD/EDD

Regulatory reporting

Risk assessment

Training & advisory

Education

Bachelor’s degree

CAMs/ICA/CFE (certs)

Master’s degree (plus)

Job description

Dubai, United Arab Emirates | Posted on 21/03/2025

Risk Assessment & Compliance Frameworks:

• Develop and implement Enterprise-Wide Risk Assessments (EWRA) tailored to the client’s industry and risk profile.
  
• Design AML/CFT policies and procedures that align with applicable laws and regulations.
  
• Conduct periodic assessments of clients’ compliance programmes to identify gaps and suggest improvements.
• Guide clients on Know Your Customer (KYC) processes, including CDD and EDD, to ensure compliance with regulatory standards.
  
• Assist in onboarding high-risk customers, including Politically Exposed Persons (PEPs), and recommend suitable risk mitigation strategies.

Sanctions Screening & Monitoring:

• Advise on sanctions screening tools and conduct screening reviews to prevent business with sanctioned entities or individuals.
  
• Implement and maintain effective transaction monitoring systems, ensuring suspicious activities are identified and escalated promptly.
• Develop and deliver AML/CFT training sessions for client teams to enhance understanding and compliance culture.
  
• Stay up-to-date on regulatory developments and provide insights to clients on emerging AML/CFT trends.

Regulatory Reporting:

• Assist clients in filing necessary reports to regulatory bodies, including Suspicious Transaction Reports (STRs) and other AML/CFT reporting requirements.
  
• Ensure timely submission of reports and maintain accurate records for audit and review purposes.

Advisory & Consultation:

• Serve as a subject matter expert (SME) on AML/CFT regulations, providing tailored advice to clients on regulatory requirements.
  
• Support clients in addressing regulatory queries and remediating audit findings related to AML/CFT compliance.

Ongoing Monitoring & Support:

• Establish systems for ongoing monitoring of client transactions and activities.
  
• Provide ongoing support to clients to address emerging risks, regulatory changes, and compliance updates.
  

Requirements

• Bachelor’s degree in Finance, Law, Business, or a related field (Master’s or specialised certification like CAMS, ICA, or CFE is a plus).
  
• 3+ years of experience in AML/CFT compliance, preferably within financial institutions or as a consultant.
  
• Strong knowledge of UAE, India, Singapore, UK, Australia, and Global AML laws, regulations, and best practices.
  
• Proficiency in risk assessment, KYC/CDD/EDD processes, sanctions screening, and regulatory reporting.
  
• Excellent communication skills with the ability to present complex information in a clear and accessible manner.
  

Perks and Benefits:

• Competitive salary package.
  
• Opportunities for professional growth and development.