ZAF Customer Expert TVG PE - Financial (Fraud)

TP; Gqeberha; On-site; ZAR 350,000 - 550,000; Full time

Job summary

Teleperformance is seeking an AML/Financial Crime investigator to monitor transactions, review alerts, and escalate suspicious activity. You will perform KYC screening, PEP/sanction checks, and SAR reporting in a regulated financial services context.

Strong attention to detail and familiarity with AML regulations are essential, with experience in fraud prevention advantageous. Collaboration with compliance and law enforcement may be required.

Qualifications

• 1+ years of experience in KYC or similar administrative role.
• Experience with PEPs, Sanctions and Adverse Media screening.
• Basic knowledge of risk factors in AML/Financial Crime.
• Ability to meet strict deadlines and resolve queries promptly.
• Ability to learn new systems and tools quickly.

Responsibilities

• Review and investigate transaction monitoring alerts for suspicious activity, ensuring AML criteria are reviewed and escalated.
• Raising and reporting Suspicious Activity (SAR) and supporting further investigations.
• Apply AML/CTF guidance and respond to law enforcement requests in a timely manner.
• Investigate fraud trends and mitigate customer detriment and regulatory risk.
• Screen alerts for PEPs and sanctions using tools and annotate dispositions.
• Perform enhanced due diligence on PEPs/RCA SIPs and communicate AML weaknesses to senior management.
• Conduct CIFAS and Adaptive Authentication reviews and record decisions per policy.

Skills

KYC experience

AML knowledge

Fraud prevention

Attention to detail

Analytical

Communication skills

Education

Matric/Equivalent

Tools

MS Office (Word/Excel)

Adaptive Authentication tool

CIFAS reporting tools

Job description

Overview

To protect business from the threat of money laundering through investigation and monitoring transactions that meet agreed criteria. Investigate potential fraudulent/money laundering incidents, taking appropriate action to prevent criminal funds being laundered through.

“Teleperformance is a Regulated Financial Company operating largely in the BFSI sector. As such, it is a condition of numerous Service Level Agreements with many of our clients that Employees possess acceptable credit scores and that they have no criminal records throughout their employment tenure with our Company. For this reason, employment of any prospective job candidate is subject to the outcome of satisfactory references, credit & criminal checks. Shortlisted job applicants will thus be required to sign a consent form to undergo the afore-mentioned checks as part of our Recruitment process with our registered service provider.”

Qualifications

Education and Specific Training

Work Experience

Matric/Equivalent

Minimum of 1 year experience in a customer service/financial services/banking environment

Maintain campaign performance, quality, regulatory and compliance standards

Experience in Fraud Prevention or Financial Crime – Advantageous

Able to demonstrate detailed knowledge of AML regulation in a business environment.

Additional attributes:

• 1+ years of experience in KYC or similar administrative role
• Experience with PEPs, Sanctions and Adverse Media screening
• Basic knowledge of risk factors in AML/Financial Crime
• The ability to meet strict deadlines/set targets
• Dedication to resolve pending queries or assigned tasks in a timely manner
• Ability to learn the new systems and tools quickly
• Being able to make decisions/conclusions quickly when needed
• Excellent attention to detail

Strong skills in:Computer literacy (Word, Excel)

Function specific IT systemsKeyboard skillsCommunication (written, oral)MethodicalListeningDecision-makingAnalyticalInterpretation of information/dataWorking under pressure/to deadlinesAttention to detail

• Keyboard skills
• Communication (written, oral)
• Methodical
• Listening
• Decision-making
• Analytical
• Interpretation of information/data
• Working under pressure/to deadlines
• Attention to detail

Responsibilities

• Review and investigate transaction monitoring alerts for suspicious activity on customers’ accounts, ensuring Anti Money Laundering and Counter Terrorist Funding criteria are reviewed and escalated appropriately.
• Accurately raise and where required report Suspicious activity (SAR) to the relevant parties, be prepared to be involved in any further investigation needed to validate the SAR before this is reported to National Crime Agency.
• Understand and apply any new guidance around AML, POCA, CTF and any directives from JMLSG.
• Liaise and respond to law enforcement requests in a timely manner ensuring all relevant information is provided and GDPR is adhered to.
• Investigate trends of Fraud and suspicious activity using Crime Pattern Analysis techniques, acting swiftly to mitigate customer detriment, financial loss and/or regulatory risk.
• Act as a point of reference for internal and external customers regarding financial crime detection and prevention.
• Responsible for screening alerts for Politically Exposed Persons (PEPs), UN Sanctions and SIP’s (persons of interest) using techniques and tools to interrogate identity and any Adverse Media in a timely and diligent manner, annotating and dispositioning them in line with provided guidance, escalating where needed to the relevant compliance teams.
• Perform Regular enhanced Due Diligence on any Peps/RCA’s SIP’s retained by the business.
• Alerting senior management to any potential AML weaknesses during the screening of alerts.
• Investigate all potential fraudulent declined payments, taking appropriate action.
• Performs all employment and SMCR checks for the business.
• Review and assess CIFAS alerts, using the compliant processes laid down by CIFAS, and liaising with the appropriate external organisation.
• Review and assess referred accounts from the Adaptive Authentication tool employed by the company, investigate accounts linked by device ID or IP address, make appropriate decisions in line with company policies and procedures, and correctly record the decision within Adaptive Authentication which can be used for scoring in future.