Whole Credit Analyst

Network Finance; Johannesburg; On-site; ZAR 900 000; Full time

Job summary

An established industry player in the agriculture-heavy machinery sector is on the lookout for a skilled Credit Analyst to enhance financial growth. This role involves assessing creditworthiness, conducting comprehensive financial analyses, and collaborating with underwriting teams to ensure compliance with credit risk policies. The ideal candidate will have a strong background in financial services, particularly in credit analysis and risk management. If you are passionate about driving financial success and making impactful recommendations to senior management, this position offers an exciting opportunity to contribute to the future of farming and heavy equipment.

Qualifications

• 4 to 6 years of experience in Credit Analysis, preferably in financial services.
• In-depth knowledge of credit risk management and financial analysis techniques.

Responsibilities

• Assess creditworthiness of individuals or businesses applying for financial products.
• Conduct in-depth financial analysis and develop credit models.

Skills

Credit Analysis

Financial Analysis

Financial Statement Preparation

Financial Modeling

Cash Flow Analysis

Banking

Math

Analysis Skills

UCC Law

Underwriting

Education

B.Com in Finance

B.Com in Accounting

Job description

Ready to dig deep into numbers and cultivate financial growth?

Our client in the agriculture-heavy machinery industry is seeking a skilled Credit Analyst to help power the future of farming and heavy equipment. Your expertise will drive the foundation of financial success!

Duties & Responsibilities

• Assess the creditworthiness of individuals or businesses applying for financial products or services.
• Conduct in-depth financial analysis, including reviewing financial statements, reports, and credit history.
• Develop credit models, make recommendations, and approve or decline credit applications based on risk analysis.
• Collaborate with the underwriting team to ensure adherence to the company's credit risk policies.
• Maintain and update credit reports and records, ensuring data accuracy and compliance with internal policies and regulations.
• Monitor and manage the performance of credit portfolios, identifying potential risks and suggesting mitigation strategies.
• Assist in developing credit policies and procedures to improve the credit evaluation process.
• Provide recommendations to senior management regarding credit approvals and adjustments.

Experience and Skills Required

• B.Com in Finance or Accounting.
• 4 to 6 years of experience in Credit Analysis, preferably within the financial services sector, including underwriting and insurance.
• In-depth knowledge of credit risk management and financial analysis techniques.
• Strong understanding of financial products and services, as well as insurance and underwriting processes.
• Proficient in financial modeling, credit risk evaluation, and analysis tools.
• Excellent communication skills, both written and verbal.
• Ability to work independently, prioritize tasks, and meet deadlines.

How to Apply

Visit: www.networkrecruitment.za

Email your CV directly

Note: If you don't hear from us within two weeks, please consider your application unsuccessful. However, we encourage you to stay in touch and explore future opportunities.

Contact for More Information

Shivani Singh

Recruitment Specialist

Package & Remuneration

R900,000

Required Experience

Key Skills

Financial Statement Preparation, Credit Analysis, Cash Flow Analysis, Math, Banking, Analysis Skills, UCC Law, Underwriting, Financial Analysis, Financial Modeling, Financial Report Interpretation, Word Processing