Underwriter (Nelspruit)

Hollard Insurance; Mbombela; On-site; ZAR 400,000 - 600,000; Full time

Job summary

Une opportunité passionnante s'est présentée chez une entreprise leader dans le secteur de l'assurance. En tant qu'Underwriter, vous jouerez un rôle crucial dans l'application des mandats de souscription, la gestion des risques et l'innovation des processus d'assurance. Ce rôle demande une expertise technique solide, ainsi qu'une collaboration efficace avec les équipes de vente et d'assurance.

Qualifications

• Expertise technique en souscription et gestion des risques.
• Capacité à collaborer avec les équipes de vente et de souscription.
• Doit rester informé des nouveaux produits et développements dans l'industrie de l'assurance.

Responsibilities

• Souscrire en fonction des mandats et lignes directrices de souscription.
• Gérer l'exposition quotidienne et prévenir une surexposition.
• Agir en tant que gardien pour la région intérieure.

Skills

Technical Underwriting Expertise

Risk Management

Teamwork

Innovation

Job description

Hello… an exciting new opportunity has just become available in our Insure, Broker Distribution, Inland Region. We are looking to recruit an Underwriter.

Role Objectives

• To underwrite in line with Hollard Underwriting Mandates & Guidelines
• Ensure that the Company is not over-exposed by any risk.
• Placing of Reinsurance.

Key Responsibilities

Ensure adherence to referrals received in line with Underwriting Guidelines, Mandates, and Regional Mandates.

Procedures

• Act as the Gatekeeper for the Inland Region.
• Ensure that referrals from the Sales & Underwriting team meet the requirements set out in the Inland region guidebook, processes, and templates.
• Return referrals not meeting criteria for corrections before review.
• Review referrals according to Underwriting Mandates, Guidelines, Regional Guidelines, and reinsurer requirements.
• Adhere to branch and individual mandates when reviewing referrals.
• Sanitize risks before presenting referrals to the Comref division or RGM.
• Provide technical underwriting expertise on referrals and queries from Sales and Underwriting teams.
• Manage exposure daily using the Regional Tracking Report and renewal reports to prevent overexposure.
• Place all reinsurance on the Ekundu system and manage placements on regional tracking reports.
• Confirm reinsurance cover and process documentation within 30 days of inception, MTA, or renewal.
• Review Book Takeover, address referrals, and place FAC within deadlines.
• Meet risk requirements and manage risk practices on received referrals.
• Review survey reports to determine correct occupation of risks.
• Monitor and refer risks related to Motor Fleet, Vehicle Burners, Accommodation/Decline risks.
• Support the team with technical guidance.
• Innovate to improve team functionality and processes.
• Stay informed about new products and developments in the short-term insurance industry.
• Encourage teamwork within the team.