Transactional Banker

Standard Bank Group; Gauteng; On-site; ZAR 300,000 - 600,000; Full time

Job summary

A leading financial services group in Africa seeks a motivated professional for a relationship-focused role in personal and private banking. The candidate will engage with affluent clients, ensuring their financial needs are met through bespoke products and in-depth analysis. This opportunity promises personal growth and significant interactions that drive value for both the clients and the bank.

Qualifications

• Degree in Business, Commerce, Finance, or Accounting required.
• 1-2 years of experience with affluent clients.
• Deep understanding of client requirements through interactions.

Responsibilities

• Promote relationship-based offerings to create value for clients.
• Analyze financial behaviors to provide suitable products.
• Optimize client experience through deep relationships.

Skills

Customer Understanding

Financial Acumen

Risk Reporting

Analyzing Client Needs

Building Relationships

Education

First Degree in Business, Commerce, Finance, or Accounting

Job description

Company Description

Standard Bank Group is a leading Africa-focused financial services group and an innovative player on the global stage. We offer a variety of career-enhancing opportunities and the chance to work alongside some of the sector's most talented, motivated professionals. Our clients range from individuals to businesses of all sizes, high net worth families, and large multinational corporates and institutions. We are passionate about creating growth in Africa, bringing true, meaningful value to our clients and communities, and creating a real sense of purpose for our employees.

Job Description

To proactively promote a relationship-based offering through initiatives and activities aimed at creating value for the client and the bank. This includes optimizing client experience, building deep relationships, and creating profitability for the bank.

Qualifications

• First Degree in Business, Commerce, Finance, or Accounting

Experience Required

Affluent Clients / Personal and Private Banking

• 1-2 years of experience
• Ensure a deep understanding of client requirements through regular value-adding interactions.
• Adhere to procedures in the Group Reference Guide, seeking dispensation when necessary.
• Comply with the Code of Banking Practice.
• Analyze clients’ financial behaviors and accounts to match their needs with suitable products, aiming for greater value and increased revenue. Be analytical and weigh long-term benefits and risks.

Additional Information

Behavioral Competencies:

• Conveying Self-Confidence
• Establishing Rapport
• Examining Information
• Interacting with People
• Interpreting Data
• Making Decisions
• Meeting Timescales
• Team Working
• Understanding People

Technical Competencies:

• Banking Processes & Procedures
• Commercial Acumen
• Customer Understanding
• Financial Acumen
• Product Knowledge
• Risk Identification
• Risk Reporting