Team Leader: Credit Quality Assurance

Capitec Bank; Sandton; On-site; ZAR 750,000 - 1,000,000; Full time

Job summary

A leading South African bank is seeking an experienced professional to lead the implementation of its Quality Assurance plan within the credit assessment frameworks. The ideal candidate will have over 5 years of experience in credit risk management and must hold a Bachelor's degree in Finance or Risk Management. Candidates should demonstrate strong leadership and analytical skills while understanding financial industry standards.

Qualifications

• Minimum of 5 years of experience in credit risk management, policy development, or assurance functions within the banking or financial services industry.
• Strong understanding of credit risk frameworks, regulatory requirements, and best practices.
• Proven experience in leading teams and managing cross-functional projects.

Responsibilities

• Lead the effective implementation of the Quality Assurance plan within Capitec's frameworks.

Skills

Analytical Skills

Communications Skills

Leadership Skills

Project Management Skills (Methodology Specific)

Strategic Thinking Skills

Education

Bachelor's Degree in Finance or Risk Management

Job description

Purpose Statement

Lead the effective implementation of the Quality Assurance plan within the Capitec Intuitive and Acquisition Credit assessment frameworks, and standards across a business unit in Capitec.

Experience

Min/Ideal:

• Minimum of 5 years of experience in credit risk management, policy development, or assurance functions within the banking or financial services industry.
• Strong understanding of credit risk frameworks, regulatory requirements, and best practices.
• Proven experience in leading teams and managing cross-functional projects.

Qualifications (Minimum)

• Bachelor's Degree in Finance or Risk Management

Qualifications (Ideal or Preferred)

Knowledge

Min/Ideal:

• Deep understanding of credit risk management frameworks, policies, and regulatory requirements.
• Familiarity with quality assurance methodologies and combined assurance models.
• Knowledge of governance, risk, and compliance (GRC) principles.
• Understanding of internal audit processes, risk control frameworks (and assurance standards).
• Awareness of banking regulations and financial services industry standards.

Skills

• Analytical Skills
• Communications Skills
• Leadership Skills
• Project Management Skills (Methodology Specific)
• Strategic Thinking Skills

Conditions of Employment

• Clear criminal and credit record