Team Leader: Credit Intelligence Analysis

Team Leader: Credit Intelligence Analysis

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Date: 16 Apr 2025

Location: Stellenbosch, Western Cape, ZA

Company: Capitec Bank Ltd

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We're on the lookout for energetic, self-motivated individuals who share our passion for service in the banking industry. To be part of the journey, follow the steps below:

• To see what life at Capitec is all about and complete a short assessment, please click here!
• Once you have completed the above, finalize your application by clicking apply below.

Purpose Statement

Optimise Credit Performance And Minimise Risk Through:

• Managing and overseeing a team responsible for developing, implementing and optimising credit intelligence policies, solutions, processes, and strategies across more than one workstream.
• Ensure the quality delivery of advanced statistical insights and application thereof to influence credit decision making.

Experience

Minimum:

• 6 - 8 years’ experience in retail credit (including advanced analytics, statistical modelling, as well as policy and process enhancement).
• In case of Honours degree: 5 - 7 years’ experience in retail credit analysis (including SQL programming and descriptive analytics).
• Minimum of 3 years Portfolio specific experience.
• Experience working with/contributing towards credit principles, policies, frameworks.

Ideal

• Capitec Bank experience

Qualifications (Minimum)

• Bachelor's Degree in Finance or Statistics

Qualifications (Ideal Or Preferred)

• A relevant post-graduate qualification in Finance or Statistics

Knowledge

NA

Skills

• Communications Skills
• Influencing Skills
• Leadership Skills
• Planning, organising and coordination skills
• Presentation Skills
• Project Management Skills (Methodology Specific)
• Reporting Skills
• Researching skills

Conditions of Employment

• Clear criminal and credit record

Capitec is committed to diversity; applications to this position will strictly be considered in support of our employment equity goals.

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Seniority level

• Mid-Senior level

Employment type

• Full-time

Job function

• Research, Analyst, and Information Technology