Team Leader: Credit Intelligence Analysis

Capitec Bank; Stellenbosch; On-site; ZAR 60,000 - 100,000; Full time

Job summary

Capitec Bank is seeking an experienced individual to lead a team focused on optimizing credit performance and minimizing risk. The role involves developing and implementing credit policies, providing advanced statistical insights, and ensuring high-quality credit decision-making. Ideal candidates will have extensive experience in retail credit and hold a Bachelor's degree in Finance or Statistics.

Qualifications

• 6-8 years of experience in retail credit, including advanced analytics.
• 5-7 years of experience if holding an Honours degree.
• 3 years of portfolio-specific experience.

Responsibilities

• Manage and oversee a team for credit intelligence policies.
• Deliver high-quality statistical insights for credit decision-making.

Skills

Communication Skills

Influencing Skills

Leadership Skills

Planning, Organizing, and Coordination Skills

Presentation Skills

Project Management Skills (Methodology Specific)

Reporting Skills

Research Skills

Education

Bachelor's Degree in Finance or Statistics

Relevant postgraduate qualification in Finance or Statistics

Job description

Apply by:

We're on the lookout for energetic, self-motivated individuals who share our passion for service in the banking industry. To join our team, please follow the steps below:

1. To learn more about life at Capitec and complete a short assessment, click here!
2. After completing the assessment, finalize your application by clicking the 'Apply' button below.

Purpose Statement

To optimize credit performance and minimize risk by:

• Managing and overseeing a team responsible for developing, implementing, and optimizing credit intelligence policies, solutions, processes, and strategies across multiple workstreams.
• Ensuring the delivery of high-quality advanced statistical insights to influence credit decision-making.

Experience

Minimum:

• 6-8 years of experience in retail credit, including advanced analytics, statistical modeling, and policy and process enhancement.
• If holding an Honours degree: 5-7 years of experience in retail credit analysis, including SQL programming and descriptive analytics.
• At least 3 years of portfolio-specific experience.
• Experience contributing to credit principles, policies, frameworks.

Ideal:

• Experience with Capitec Bank.

Qualifications

Minimum:

• Bachelor's Degree in Finance or Statistics.

Preferred:

• Relevant postgraduate qualification in Finance or Statistics.

Knowledge

N/A

Skills

• Communication Skills
• Influencing Skills
• Leadership Skills
• Planning, Organizing, and Coordination Skills
• Presentation Skills
• Project Management Skills (Methodology Specific)
• Reporting Skills
• Research Skills

Conditions of Employment

• Clear criminal and credit record

Capitec is committed to diversity. Applications for this position will be considered in support of our employment equity goals.