Team Leader: Credit Intelligence Analysis

Capitec; Stellenbosch; On-site; ZAR 600,000 - 1,200,000; Full time

Job summary

A leading bank in South Africa seeks an experienced credit performance manager to optimize policies and enhance risk management. The ideal candidate will have significant experience in retail credit, statistical analysis, and leadership skills. This is a senior role with responsibilities spanning multiple workstreams, ideal for candidates with relevant educational qualifications.

Qualifications

• 6 - 8 years’ experience in retail credit, including advanced analytics.
• If Honours degree: 5 - 7 years’ experience in retail credit analysis.
• Minimum of 3 years Portfolio specific experience.

Responsibilities

• Manage and oversee a team for credit intelligence policies and strategies.
• Ensure quality delivery of statistical insights to influence decisions.

Skills

Communications Skills

Influencing Skills

Leadership Skills

Planning, organising and coordination skills

Presentation Skills

Project Management Skills (Methodology Specific)

Reporting Skills

Researching skills

Education

Bachelor's Degree in Finance or Statistics

A relevant post-graduate qualification in Finance or Statistics

Job description

Job description:

Purpose Statement

Optimise credit performance and minimise risk through:

• Managing and overseeing a team responsible for developing, implementing and optimising credit intelligence policies / solutions / processes / strategies across more than one workstreams.
• Ensure the quality delivery of advanced statistical insights and application thereof to influence credit decision making.
  

Experience

Min:

• 6 - 8 years’ experience in retail credit (including advanced analytics, statistical modelling, as well as policy and process enhancement).
• In case of Honours degree: 5 - 7 years’ experience in retail credit analysis (including SQL programming and descriptive analytics).
• Minimum of 3 years Portfolio specific experience.
• Experience working with / contributing towards credit principles, policies, frameworks.

Ideal:

• Capitec Bank experience

Qualifications (Minimum)

• Bachelor's Degree in Finance or Statistics

Qualifications (Ideal or Preferred)

• A relevant post-graduate qualification in Finance or Statistics

Knowledge

NA

Skills

• Communications Skills
• Influencing Skills
• Leadership Skills
• Planning, organising and coordination skills
• Presentation Skills
• Project Management Skills (Methodolgy Specific)
• Reporting Skills
• Researching skills

Conditions of Employment

• Clear criminal and credit record