Standard Bank : Bcb Credit Risk Graduate Programme

Learnerships Hub; Johannesburg; On-site; ZAR 300,000 - 400,000; Full time

Job summary

A leading company offers an exciting opportunity in their Credit Risk Graduate Program, providing extensive training and hands-on experience in Business and Commercial Banking. Candidates with a Master's or Honours qualification in relevant fields will engage in data analysis, model development, and risk strategy optimization over an 18-month period.

Benefits

Comprehensive Training

Professional Development

Networking Opportunities

Real-World Projects

Career Pathways

Qualifications

• Masters or Honours qualification to be completed by 31 December.
• Expertise required in SAS, SQL, Python for data analysis.
• Strong background in Mathematics, Statistics, and Data Science.

Responsibilities

• Develop and maintain Credit Risk models and analyses.
• Create insightful dashboards for business insights.
• Contribute to digital risk modernization and analytics.

Skills

Data Analysis

Quantitative Analytics

Coding in SAS, SQL, Python

Data Management

Data Visualization

Education

Masters or Honours in BSc / BCom

Business Mathematics and Informatics

Mathematics

Statistics

Data Science

Actuarial Science

Computer Science

Engineering (various fields)

Risk Analysis / Analytics

Tools

Power BI

Qlik Sense

Job description

Are you ready to embark on an exciting career journey in Credit Risk within Business and Commercial Banking?

Our Graduate Program offers you the opportunity to gain hands-on experience in a dynamic and fast-paced industry.

Through a series of rotations, you will gain extensive experience in a wide range of analytical areas across South Africa and the African Continent.

Credit Risk Modelling – Learn to develop and refine models that assess risk, guiding critical lending decisions.
Digital Lending Strategies – Discover advanced techniques in credit scoring and automated lending strategies to improve lending outcomes.
Lending Portfolio Management – Gain insights into managing diverse lending portfolios and optimising performance.
Data Management and Visualisation – Master the skills to manage large datasets and create compelling visualizations that drive business insights.

Why join Standard Bank?

• Comprehensive Training – Receive in-depth training from industry experts to build a solid foundation in credit risk.
• Professional Development – Access mentorship, networking opportunities, and resources to support your growth.
• Real-World Projects – Work on projects that have a tangible impact, helping you apply your knowledge and skills.
• Career Pathways – Our program opens doors to a rewarding career at Standard Bank.

Take the next step in your career journey with us and be part of a team that values innovation, collaboration, and excellence.

During this 18-month program, you will have the opportunity to:

• Understand the Credit Risk Lifecycle: Gain comprehensive insights into each stage of the credit risk process and its impact on business operations.
• Enhance Coding Skills: Develop and refine your expertise in SAS, SQL, and Python to analyse data and create innovative solutions.
• Contribute to Digital Risk Modernization: Play a key role in updating and streamlining digital risk solutions and strategies.
• Develop and Maintain Credit Risk Models: Assist in creating, deploying, maintaining, and monitoring models that evaluate risk and guide critical lending decisions.
• Create Insightful Dashboards: Use tools like Power BI and Qlik Sense to craft data-driven dashboards that provide valuable insights and KPIs for stakeholders.
• Optimize Credit Limit Setting Strategies: Support the design, maintenance, and improvement of strategies for digital and automated lending processes.
• Monitor Credit Portfolios: Contribute to the comprehensive oversight of credit portfolios and support the creation of reports for effective portfolio management.
• Perform Quantitative Analytics: Analyse data to evaluate current credit strategies and develop innovative challenger strategies to enhance Business and Commercial Banking portfolios.

Qualifications: Masters or Honours in BSc / BCom, including Business Mathematics and Informatics (BMI), Mathematics, Statistics, Data Science, Actuarial Science, Computer Science, Engineering (Financial, Mechanical, Industrial, Electrical & Chemical), Operations / Operational Research, Risk Analysis / Analytics. Honours qualification to be completed by 31 December.

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