Specialist - Credit Analyst Premium Business

Absa Group; Sandton; On-site; ZAR 500,000 - 700,000; Full time

Job summary

A prominent financial institution in South Africa is seeking a professional to support the credit risk process. You will conduct credit assessments, manage risks, and ensure compliance with policies. A Bachelor's degree in Business, Commerce, or Management Studies is required. Join us in shaping the future and contributing to shared growth in a responsible manner.

Responsibilities

• Conduct quality credit risk assessments and reviews.
• Proactively manage credit risks associated with clients.
• Ensure adherence to credit policies and relevant legislation.
• Investigate and resolve escalated customer complaints.

Skills

Credit risk assessment

Data analysis

Governance adherence

Customer complaint resolution

Education

Bachelor's Degrees and Advanced Diplomas in Business, Commerce, and Management Studies

Job description

Empowering Africa’s tomorrow, together…one story at a time.

With over 100 years of rich history and positioned as a local bank with regional and international expertise, a career with us offers the opportunity to be part of this exciting growth journey, to reset our future, and shape our destiny as a proudly African group.

Job Summary

To support the credit risk process by carrying out comprehensive and quality credit risk functions within the credit lifecycle, aiming to create shared growth within the boundaries of internal policies and external regulations for Growth Business clients.

Job Description

• Risk Management: Conduct quality credit risk assessments and reviews, proactively manage credit risks associated with clients, develop data-driven strategies, and facilitate the credit sanctioning process to ensure responsible risk decisions.
• Data and Systems Management: Produce and analyze relevant management information and insights for management.
• Governance: Ensure adherence to the bank's credit policies, philosophy, and all relevant legislation.
• Customer Management: Investigate and resolve all escalated customer complaints.

Education

Bachelor's Degrees and Advanced Diplomas in Business, Commerce, and Management Studies (Required).

Absa Bank Limited is an equal opportunity, affirmative action employer. In compliance with the Employment Equity Act 55 of 1998, preference will be given to suitable candidates from designated groups whose appointments will contribute towards achieving equitable demographic representation and diversity within the workforce.

Absa Bank Limited reserves the right not to make an appointment to the post as advertised.