Short-Term Insurance Underwriter

TRASA Recruitment Agency; Cape Town; On-site; ZAR 300 000 - 400 000; Full time

Job summary

A leading insurance firm in Durbanville, Cape Town seeks a Short-Term Insurance Underwriter. The role involves managing underwriting processes, assessing risks, and ensuring compliance. Ideal candidates are detail-oriented with RE5 certification and strong communication skills in both English and Afrikaans.

Benefits

Career development

Competitive salary

Supportive team environment

Qualifications

• 3–5 years’ underwriting experience in short-term insurance.
• Fully bilingual in English and Afrikaans.

Responsibilities

• Evaluate risks for personal and commercial short-term insurance policies.
• Handle new applications, amendments, and renewals.

Skills

Attention to detail

Negotiation

Communication

Education

RE5 Certification

FAIS Accreditation

Tools

MS Office

Job description

Short-Term Insurance Underwriter

Job Title: Short-Term Insurance Underwriter – Durbanville, Cape Town

Location: Durbanville, Cape Town

Job Type: Full-Time, Permanent

Salary: R12000.00 – R15000.00 (Based on Experience and Qualifications)

Apply Now: [e-mail]

Step Into a High-Impact Role in the Short-Term Insurance Industry!

Are you a detail-driven, service-oriented professional with a strong background in short-term insurance underwriting? Do you pride yourself on accuracy, risk assessment, and client satisfaction? If you have your FAIS accreditation, RE5 certification, and the ability to thrive in a dynamic, fast-paced environment, we want to hear from you!

Our client, a well-established and reputable insurance firm based in Durbanville, Cape Town, is seeking a highly skilled and experienced Short-Term Insurance Underwriter. This is your opportunity to advance your career and become part of a forward-thinking, professional team where your contribution is truly valued.

Role Overview

As a Short-Term Insurance Underwriter, you will be responsible for managing the full underwriting process of personal lines, commercial lines, and specialty insurance products. From assessing risks to handling policy administration, your ability to provide accurate, compliant, and timely underwriting services will be key to maintaining client trust and operational excellence.

Key Responsibilities:

Underwriting and Risk Assessment:

• Evaluate risks for personal, commercial, and niche short-term insurance policies.

• Apply sound underwriting principles in accordance with company guidelines and regulatory standards.

• Ensure all policies are compliant with FAIS and RE5 requirements.

Policy Administration:

• Handle new applications, amendments, renewals, endorsements, and cancellations.

• Accurately process premiums, adjustments, and ensure invoicing is completed on time.

• Maintain updated client and policy records through the policy administration system.

Client and Broker Liaison:

• Build strong relationships with brokers and clients, offering professional support and expert advice.

• Communicate policy decisions clearly and confidently in both English and Afrikaans.

• Assist in resolving underwriting queries with a solutions-driven approach.

Compliance and Quality Control:

• Ensure all documentation meets industry and company compliance standards.

• Conduct internal audits of policy files to maintain consistency and quality.

• Stay up to date with regulatory changes in the short-term insurance industry.

Reporting and Analysis:

• Prepare underwriting reports and performance metrics for internal review.

• Identify trends and potential risk exposure to inform business decisions.

Minimum Requirements:

• RE5 Certification (Non-Negotiable)

• FAIS Accredited (Full Qualification for Short-Term Insurance)

• Minimum 3–5 years’ underwriting experience in short-term insurance

• Strong understanding of personal and commercial lines insurance

• Fully bilingual in English and Afrikaans – both written and verbal

• Computer literate (MS Office, policy admin systems, underwriting platforms)

• Excellent communication, negotiation, and interpersonal skills

• Attention to detail with a high level of accuracy and consistency

• Proven ability to work independently and within a team

• Professional demeanor and client-first mindset

Why This Opportunity?

• Join a well-respected and growing insurance firm with a strong footprint in the Western Cape

• Work in a supportive, high-performing team that values expertise and innovation

• Enjoy a competitive market-related salary with room for career development

• Be based in the scenic and vibrant suburb of Durbanville, Cape Town

• Make a real impact in a business that values integrity, professionalism, and excellence

Ready to Elevate Your Insurance Career?

If you’re a dedicated and qualified short-term insurance underwriter who thrives in a professional, bilingual environment, this is your opportunity to step into a role where your talent will be recognised and rewarded.

Apply now! Send your CV, FAIS and RE5 certificates, and a brief motivation letter to [e-mail].

Let’s take your career to the next level in short-term insurance!

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[caption id="attachment_19860" align="alignnone" width="200"] The Recruitment Agency South Africa (TRASA)[/caption]

By submitting an application for this post the Applicant acknowledges that their personal information will be processed by TRASA.

The Applicant, by their conduct in proceeding with an application for this position, gives their consent to the processing of their personal information as required by the TRASA Recruitment, Selection and Appointment Policy.

Such processing includes logging their information on the TRASA recruitment systems and disclosing their personal information to TRASA employees identified to take part in the selection and recruitment process.

The Applicant consents to any further processing of their personal information as may be required for relevant verification and reference check purposes.

The confidentiality of the Applicant’s personal information will be maintained.

TRASA is committed to employment equity.

TRASA retains the right not to make an appointment and to verify all information provided by candidates.