Senior Personal Lines Underwriter - High Net Worth Specialist

Placements24; Vereeniging; Híbrido; ZAR 550 000 - 850 000; Tempo integral

Vantagens oferecidas por esta oferta de emprego

Competitive salary package

Performance-based incentive bonuses

Comprehensive medical aid and pension

Professional development and career**

Resumo da oferta

Placements24 is seeking a Senior Personal Lines Underwriter in Vereeniging to manage complex high net worth portfolios, pricing, and broker relations. The role emphasizes tailored solutions for affluent clients while maintaining strict underwriting standards in a hybrid work setting.

You will leverage deep knowledge of homeowners, contents, motor and specialty lines, and collaborate with claims teams to refine strategies and policies. Strong analytical and negotiation skills are essential.

Qualificações

• Minimum 5 years of experience in personal lines underwriting with a proven specialization in high net worth segments.
• Deep knowledge of homeowners, contents, motor and specialty lines.
• Excellent analytical, decision-making and problem-solving abilities.
• Strong communication, negotiation and interpersonal skills.
• Ability to build and maintain strong broker relationships and to work in a hybrid environment.

Responsabilidades

• Underwrite complex personal insurance risks for high net worth clients with accurate assessment and pricing.
• Develop and maintain relationships with brokers and financial advisors serving affluent clients.
• Analyze client portfolios, assets and exposures to determine coverage and terms.
• Ensure adherence to underwriting guidelines, risk appetite and regulatory compliance.
• Grow and manage a profitable high net worth personal lines portfolio.
• Collaborate with claims teams to understand loss trends affecting underwriting strategies.
• Provide expert guidance to internal teams and external partners on high net worth underwriting.
• Stay updated on market trends and emerging risks relevant to affluent clients.

Conhecimentos

High net worth underwriting

Personal lines underwriting

Homeowners and contents knowledge

Motor & specialty lines knowledge

Analytical skills

Negotiation & communication

Underwriting software

MS Office proficiency

Formação académica

IIU/ACII advantageous

Ferramentas

Underwriting software

MS Office Suite

Descrição da oferta de emprego

About the Role

Our client, a leading insurer, is actively seeking a Senior Personal Lines Underwriter to join their team based in Vereeniging . This specialized role will focus on underwriting complex personal insurance portfolios, with a particular emphasis on high net worth individuals and their unique insurance needs. The ideal candidate will possess a profound understanding of various personal lines products, including property, casualty, and lifestyle insurance, coupled with expertise in assessing and pricing sophisticated risks. You will be responsible for managing a portfolio of high-value clients, building strong relationships with brokers, and ensuring profitable growth while adhering to stringent underwriting standards. This is an exceptional opportunity to leverage your expertise in a niche market within the dynamic Gauteng insurance sector. You will work in a hybrid model, allowing for effective collaboration with colleagues and clients while maintaining a healthy work-life balance. The role requires a discerning underwriter who can navigate the complexities of affluent clientele and provide tailored insurance solutions that meet their exacting requirements. Your analytical prowess and client-centric approach will be key to success in this role.

Key Responsibilities

• Underwrite complex personal insurance risks for high net worth individuals, ensuring accurate assessment and pricing.
• Develop and maintain strong relationships with brokers and financial advisors who serve affluent clients.
• Analyze client portfolios, lifestyle, assets, and exposures to determine appropriate coverage and terms.
• Ensure adherence to underwriting guidelines, risk appetite, and regulatory compliance.
• Manage and grow a profitable portfolio of high net worth personal lines business.
• Collaborate with claims teams to understand loss trends and their impact on underwriting strategies.
• Provide expert advice and support to internal teams and external partners on high net worth underwriting.
• Stay informed about market trends, competitor offerings, and emerging risks relevant to affluent clients.
• Contribute to the development and refinement of underwriting policies and procedures.
• Review and assess renewals, making necessary adjustments to terms and premiums.

Requirements

• A minimum of 5 years of experience in personal lines insurance underwriting, with a proven specialization in high net worth segments.
• In-depth knowledge of personal insurance products such as homeowners, contents, motor, and specialty lines.
• Strong understanding of risk factors associated with affluent individuals and their lifestyles.
• Excellent analytical, decision-making, and problem-solving abilities.
• Exceptional communication, negotiation, and interpersonal skills.
• Proven ability to build and maintain strong professional relationships.
• Proficiency in underwriting software and MS Office Suite.
• Relevant insurance qualifications (e.g., IIU, ACII) are highly advantageous.
• Ability to work effectively in a hybrid work environment.
• Commitment to maintaining the highest standards of professional integrity and client service.

Benefits

• Competitive salary package tailored to your expertise and experience.
• Performance-based incentive bonuses.
• Comprehensive medical aid and retirement fund provisions.
• Opportunities for ongoing professional development, certifications, and career progression.
• A collaborative and supportive team environment that values expertise.
• Work in a dynamic hybrid model offering flexibility and work-life balance.
• Be part of a reputable company known for its excellence in serving discerning clients in Vereeniging .