Senior Financial Advisor - Wealth Management & Insurance

Placements24; Sandton; Hybrid; ZAR 900,000 - 1,300,000; Full time

Job summary

Placements24 in Sandton, Gauteng is seeking a Senior Financial Advisor to join its wealth management and insurance team. You will provide comprehensive financial planning and bespoke insurance solutions to a discerning client base, leveraging investment strategies, retirement planning and risk management.

The role offers a hybrid work model with in-office client engagement and strong remote support for administrative tasks, allowing flexible collaboration with other departments to deliver

Qualifications

• Minimum 6 years in financial advising or wealth management.
• CFP/RE5 or NQF5 LT Insurance licenses essential.
• Strong communication and client-facing skills.

Responsibilities

• Develop tailored financial plans for investment, retirement, and risk.
• Analyse client financials and recommend insurance products.
• Maintain long-term client relationships with ongoing advice.
• Stay updated on market trends and regulatory changes.
• Perform regular plan reviews and adjust strategies.
• Collaborate with departments and external specialists.
• Ensure compliance with financial regulations and policies.
• Manage a portfolio with high client satisfaction.
• Identify cross-selling opportunities.
• Balance in-office meetings with remote admin tasks.

Skills

Wealth management

Client advisory

Analytical skills

Interpersonal skills

Negotiation

Education

CFP certification

RE5 license

NQF 5 in Long-Term Insurance

Tools

CRM systems

Financial planning software

Job description

About the Role

Our client, a prestigious financial services firm with a strong presence in Sandton, Gauteng, is seeking an accomplished Senior Financial Advisor to join their dedicated wealth management and insurance team. This role focuses on providing comprehensive financial planning and bespoke insurance solutions to a discerning clientele. The ideal candidate will possess a deep understanding of investment strategies, retirement planning, risk management, and a wide range of insurance products. This hybrid position offers the perfect blend of in-office client engagement and strategic planning in Sandton, complemented by the flexibility of remote work for administrative tasks and client communication. You will play a crucial role in helping clients achieve their financial goals through expert advice and tailored solutions.

Key Responsibilities

• Develop and present comprehensive financial plans tailored to individual client needs, encompassing investment, retirement, and risk management strategies.
• Analyze client financial situations, identify goals, and recommend appropriate insurance products and investment vehicles.
• Build and maintain long-term relationships with clients, providing ongoing advice and support.
• Stay abreast of market trends, financial products, and regulatory changes impacting wealth management and insurance.
• Conduct regular reviews with clients to assess progress towards financial goals and adjust plans as needed.
• Collaborate with other departments and external specialists to provide holistic financial solutions.
• Ensure compliance with all relevant financial regulations, industry standards, and company policies.
• Manage a portfolio of clients, ensuring high levels of client satisfaction and retention.
• Identify opportunities for cross-selling and up-selling of financial and insurance products.
• Effectively utilize the hybrid work model, balancing in-office client meetings and team collaborations with remote administrative duties and virtual client engagement.

Requirements

• A minimum of 6 years of experience in financial advising, wealth management, or a related financial services role.
• Proven track record of successfully advising clients and managing a client portfolio.
• Comprehensive knowledge of investment products, retirement planning, estate planning, and various insurance types (life, disability, dread disease).
• Relevant financial certifications and licenses (e.g., CFP, RE5, NQF 5 in Long-Term Insurance) are essential.
• Strong analytical, problem-solving, and interpersonal skills.
• Excellent communication, presentation, and negotiation abilities.
• Proficiency in financial planning software and CRM systems.
• Ability to work independently and collaboratively in a hybrid work environment.
• A commitment to ethical conduct and client-centric service.
• Must be based in or willing to work from the Sandton, Gauteng area for the required office presence.

Benefits

• Competitive base salary with an attractive commission and bonus structure based on performance.
• Comprehensive medical aid, retirement fund, and other employee benefits.
• Opportunities for continuous professional development and advanced certifications.
• Be part of a reputable and client-focused financial services organization.
• Work within a dynamic and supportive team environment.
• Flexible hybrid work arrangement for enhanced work-life balance.
• Direct impact on clients' financial well-being and long-term security.