Senior Credit Risk Manager

Placements24; Noord-Kaap; On-site; ZAR 1,200,000 - 1,600,000; Full time

Benefits offered by this job

Competitive salary

Executive health plan

Retirement benefits

Career development opportunities

Job summary

Placements24 seeks a highly experienced Senior Credit Risk Manager to lead its risk management function in Kimberley. You will develop and implement credit risk policies, oversee risk assessment processes, and ensure the portfolio stays within acceptable risk parameters.

This is a key on-site leadership role focused on safeguarding financial stability. You will lead a team, refine credit risk frameworks, and provide expert advice on risk strategy.

Qualifications

• Master's degree in Finance, Economics, Mathematics, or related quantitative field.
• Minimum 7 years of experience in credit risk management in banking or financial institution.
• Proven experience in developing and implementing credit risk frameworks and policies.
• Strong analytical, modeling and problem-solving skills.

Responsibilities

• Develop, implement, and refine credit risk policies and procedures.
• Oversee credit assessment process for corporate and commercial clients.
• Monitor credit quality of loan portfolio and identify risks.
• Develop and manage credit risk models and early warning systems.
• Provide expert advice to senior management on credit risk strategy and appetite.

Skills

Credit risk management experience

Education

Master's degree in Finance, Economics, Mathematics or related field

Job description

About the Role

Our client is seeking a highly experienced and strategic Senior Credit Risk Manager to lead their risk management function in Kimberley . This leadership role involves developing and implementing credit risk policies, overseeing risk assessment processes, and ensuring the credit portfolio remains within acceptable risk parameters. You will play a crucial part in safeguarding the company's financial stability and making informed lending decisions. This is a key on-site position requiring strong leadership and a deep understanding of financial risk.

Key Responsibilities

• Develop, implement, and refine credit risk policies and procedures.
• Oversee the credit assessment process for corporate and commercial clients.
• Monitor the credit quality of the loan portfolio and identify potential risks.
• Develop and manage credit risk models and early warning systems.
• Provide expert advice to senior management on credit risk strategy and appetite.
• Ensure compliance with regulatory requirements related to credit risk.

Requirements

• Master's degree in Finance, Economics, Mathematics, or a related quantitative field.
• Minimum of 7 years of experience in credit risk management, preferably within a banking or financial institution.
• Proven experience in developing and implementing credit risk frameworks and policies.
• Strong analytical, modeling, and problem-solving skills.
• Excellent understanding of financial markets, credit products, and regulatory landscape.
• Strong leadership and communication skills, with the ability to manage a team.

Benefits

• Highly competitive salary and comprehensive bonus structure.
• Executive-level health, retirement, and insurance benefits.
• Significant opportunities for career advancement and leadership development.
• Annual allowance for professional development and industry conferences.
• Be a key leader in a respected financial institution committed to robust risk management.