Senior Credit Risk Analyst

Fempower Personnel; Pretoria; On-site; ZAR 600,000 - 900,000; Full time

Job summary

A leading company in credit risk management seeks an experienced Investment Risk Manager. This role involves conducting research and preparing investment recommendations while managing credit risk across various asset classes. The ideal candidate will have a strong quantitative skill set, proven expertise in investment risk management, and experience in advising investment teams on pricing and structuring strategies.

Qualifications

• 6 - 8 years of investment risk management experience required.
• Strong understanding of credit risk management principles essential.
• Credit risk experience with unlisted and listed assets advantageous.

Responsibilities

• Manage and report on various forms of credit risk.
• Prepare credit reports and advise on credit risk ratings.
• Lead and mentor graduates and analysts.

Skills

Credit risk

Investment risk management

Compliance management

Valuation techniques

Quantitative skills

Analytical skills

Financial modelling

Research skills

Presentation skills

Programming skills

Education

Postgraduate degree in commerce, science, or engineering

CFA, FRM, CAIA, CA(SA)

Honours

Job description

Purpose of the role:

• To manage credit risk by way of identifying, quantifying, and reporting on various forms of credit risk (e.g. pricing, volatility, and interest rate risk)
• To conduct ongoing research and understanding of financial markets to understand trends and risks to ensure informed credit risk recommendations
• Prepare Credit reports, advising appropriate credit risk ratings, pricing, exposure and making investment recommendations with respect to the individual transactions

Requirements:

• Post graduate degree in commerce, science, engineering or any related equivalent qualification
• CFA, FRM, CAIA, CA(SA) and/or equivalent advantageous
• 6 - 8 years investment risk management experience
• Sound understanding both in terms of depth and breadth of investment and credit risk management principles
• Credit risk experience in both unlisted and listed credit will be highly advantageous.

Duties:

• To manage credit risk by way of identifying, quantifying, and reporting on various forms of credit risk (e.g. pricing, volatility, and interest rate risk).
• To provide subject matter expertise on the risks factors that affect one or more of the asset classes that are managed by the company.
• Advise investment teams on appropriate pricing terms, structuring, credit enhancement or risk mitigation strategies.
• To run with pilot/research projects related to improving ways of measuring, managing and/or minimizing investment risk while ensuring maximized return on all company portfolios.
• Prepare Credit reports, determine the credit risk rating of new counterparties, recommend appropriate debt pricing, and make investment recommendations with respect to the individual transactions to management and clients.
• Review existing investments credit ratings and conduct impairments calculations.
• To implement effective investment/credit risk management practices within the company.
• Lead, mentor and develop graduates and analysts.

Competencies and skills:

• Strong Valuation techniques for various asset classes (listed, unlisted and property assets)
• Strong Credit risk evaluation skills for various asset classes (listed, unlisted and property assets)
• Strong restructuring skills
• Compliance management
• Sound understanding of Risk management principles, standards and practices
• Strong knowledge and understanding of financial and non-financial risks
• Financial/Investment risk management
• Programming skills
• Strong quantitative and analytical skills
• Strong research skills
• Strong financial modelling skills
• Strong presentation skills (written and verbal)
• Ability to work and collaborate with multiple teams in the Investment Process
• Ability to work independently to execute mandated tasks
• Ability to communicate to senior management
• Ability to work under pressure and to tight-deadlines
• Ability to travel (domestically and internationally)
• Working Knowledge of systems used in order to perform and apply analytical skills
• High degree of ethical conduct to ensure integrity of the investment portfolios and the company

Desired Skills:

• credit risk
• investment risk management
• Compliance management

Desired Qualification Level:

• Honours