Senior Credit Controller

CarMoney; Motherwell; Hybrid; ZAR 690,000 - 844,000; Full time

Benefits offered by this job

30 days holiday

Development opportunities

Onsite parking

Free tea & coffee

Incentives and trips

Employee discounts

Ninja Referral Scheme

Pension & Life Assurance

Enhanced parental leave

Wellbeing centre access

Company events

Job summary

CarMoney, based at Eurocentral, Motherwell, is seeking a Senior Credit Controller to manage and reduce aged debt, support cash flow and drive continuous improvement across credit control processes. The role is hybrid with 40-hour weeks, Monday to Friday, and offers up to £35,000 per annum depending on experience.

You will work with internal teams, debt collection agencies and senior stakeholders to optimise debt recovery.

Qualifications

• Proven experience within a Credit Control role, ideally in a senior capacity.
• Strong experience managing aged debt and complex collection cases.
• Excellent Excel skills, including reconciliation and reporting.
• Experience using Xero or similar accounting software.
• Strong negotiation and problem-solving skills.
• Confident communicating with customers, debt collection agencies, solicitors and senior stakeholders.
• Highly organised with strong attention to detail.

Responsibilities

• Credit Control & Collections: Monitor aged debt reports and prioritise collection activities.
• Investigate and provide information for disputed debts.
• Monitor payment plans where appropriate.
• Escalate aged and high-risk debts to senior management.
• Daily update of debt report.
• Lead weekly debt meeting with Senior Management.
• Reconciliation of debtors on CRM & Xero.
• Liaise with internal teams for updates.

Skills

Credit control

Aged debt management

Excel

Negotiation

Stakeholder communication

Attention to detail

Tools

Xero

Job description

Senior Credit Controller

CarMoney

Eurocentral, Motherwell ML1 4UF/Hybrid

Up to £35,000 per annum depending on experience

40 hours per week, Monday to Friday, 8:30am to 5:00pm

CarMoney are one of the leading Finance Brokers in the UK, established in 2016. We are a fast-paced digital financial services company that continues to grow month on month. We partner with the biggest names in motoring and finance including AutoTrader, Motors, RAC, MoneySuperMarket and Confused.com to name a few. We are looking for an experienced Senior Credit Controller to play a key role in managing and reducing aged debt, supporting cash flow, and driving continuous improvement across our credit control processes. This is an excellent opportunity to join a growing, ambitious business where your expertise will have a direct impact on company performance.

Key Responsibilities

Credit Control & Collections

• Monitor aged debt reports and prioritise collection activities


• Investigate and provide information for disputed debts


• Monitor payment plans where appropriate


• Escalate aged and high-risk debts to senior management


• Daily update of debt report


• Lead weekly debt meeting with Senior Management


• Reconciliation of debtors on CRM & Xero


• Liaise with internal teams for updates

External Debt Recovery & Legal Liaison

• Manage relationships with debt collection agencies and solicitors


• Prepare and submit debt files to external collection agencies


• Monitor progress of referred accounts


• Liaise regarding Letters Before Action, court proceedings and enforcement actions

Companies House Monitoring & Objections

• Monitor Companies House filings and insolvency notices


• Raise objections to strike-off applications where debts remain outstanding


• Liaise with legal representatives and insolvency practitioners

Experience & Skills required

• Proven experience within a Credit Control role, ideally in a senior capacity


• Strong experience managing aged debt and complex collection cases


• Excellent Excel skills, including reconciliation and reporting


• Experience using Xero or similar accounting software


• Strong negotiation and problem-solving skills
  
• Confident communicating with customers, debt collection agencies, solicitors and senior stakeholders


• Highly organised with strong attention to detail

What’s in it for you

• 30 days holiday rising with length of service


• Internal development opportunities – climb the Ninja ladder!


• Onsite parking


• Free tea & coffee and breakfast on a weekend is on us!


• Daily, weekly, and monthly incentives and the big one…. Win a trip!


• Employee discounts


• Generous Ninja Referral Scheme


• Pension & Life Assurance


• Enhanced maternity & paternity leave


• Regular giving back days and charity events


• Access to the Wellbeing Centre – MOT & In house counselling services


• Colleague events – Family Fun Day, Annual ball, Christmas party – yes we like to have fun

CarMoney is an equal opportunities employer. Everyone is welcome here, as long as you have the drive and passion to succeed, then we would love to hear from you.