Senior Credit Controller

The Legends Agency; Cape Town; On-site; ZAR 30 000 - 60 000; Full time

Job summary

An established industry player is seeking a skilled Credit Controller to oversee credit control processes and ensure compliance with policies. The role involves managing credit applications, debt recovery, and invoicing while leading a team. The ideal candidate will have a solid background in credit risk assessment and debt recovery, with excellent analytical and communication skills. This position offers a dynamic work environment where your contributions will play a vital role in the financial health of the organization. If you're ready to take on a challenging role in a supportive team, this opportunity is for you.

Qualifications

• 3-5 years experience in credit control or debt collection required.
• Strong knowledge of credit risk assessment and debt recovery.

Responsibilities

• Manage credit applications and evaluate customer creditworthiness.
• Oversee invoicing processes and debt collections.
• Ensure compliance with financial regulations and internal policies.

Skills

Credit Risk Assessment

Debt Recovery Procedures

Financial Software Proficiency

Analytical Skills

Communication Skills

Negotiation Skills

Education

Diploma or Degree in Finance

Tools

MS Office (Excel, Word, Outlook)

Job description

Company Overview:

A leading quarry operation in Durbanville Hills is seeking a Credit Controller to manage and oversee credit control processes, ensuring compliance with company policies and effective debt collection. The successful candidate will be responsible for handling credit applications, debt recovery, invoicing, and credit risk management.

Note: You must have worked in a construction business and have experience with CGIC or similar insurance companies.

Key Responsibilities:

1. Credit Management:
2. Handle all credit applications and evaluate customer creditworthiness.
3. Apply for CGIC cover to mitigate credit risk.
4. Establish and control credit limits in line with company policies.

1. Invoicing & Collections:
2. Take full responsibility for invoicing processes, overseeing a team of five employees.
3. Conduct age analysis and follow up on debt collections exceeding 60 days.
4. Communicate with lawyers regarding outstanding debt collections and legal proceedings.

1. Audit & Policy Compliance:
2. Perform audit price checking to ensure pricing accuracy.
3. Develop, implement, and maintain a Credit Control Management Policy.
4. Ensure all transactions adhere to financial regulations and internal credit policies.

1. Process & Relationship Management:
2. Follow the credit note request process to ensure accurate and timely processing.
3. Attend all sales meetings to stay updated on client transactions and concerns.
4. Maintain accurate customer account lists, ensuring up-to-date records.
5. Keep an updated own-risk customer list to monitor high-risk accounts.

Required Qualifications & Experience:

• Education: Diploma or Degree in Finance, Accounting, or a related field (advantageous).
• Experience: Minimum of 3-5 years in credit control or debt collection.
• Skills:
• Strong knowledge of credit risk assessment and debt recovery procedures.
• Proficiency in financial software and MS Office (Excel, Word, Outlook).
• Excellent analytical, communication, and negotiation skills.
• Ability to work under pressure and handle a high-volume credit portfolio.