Senior Credit Analyst

Esteem Recruitment; Cape Town; On-site; ZAR 30,000 - 70,000; Full time

Job summary

An established industry player is seeking a skilled credit analyst with expertise in both corporate and retail credit. In this challenging role, you will be responsible for conducting thorough credit reviews, evaluating business plans, and providing qualitative assessments of customers. The ideal candidate will possess a CA(SA) or equivalent qualification, along with significant experience in corporate credit. Join a dynamic team where your analytical skills will drive business success in a high-pressure environment, making a real impact on client relationships and financial outcomes.

Qualifications

• CA(SA) or equivalent qualification required.
• Minimum 5 years in Corporate Credit and Retail Credit.

Responsibilities

• Conduct comprehensive credit reviews for corporate accounts.
• Sanction and assess business plans of new retail clients.

Skills

Corporate Credit Assessment

Retail Credit Evaluation

Financial Statement Analysis

Credit Reviews

Education

CA(SA) or equivalent qualification

10+ years of corporate credit experience

Job description

Corporate accounts : Obtain financial statements, credit agency reports, and other pertinent information relating to the customer to complete comprehensive credit reviews.

Retail : Ability to sanction and assess business plans of new retail clients and work effectively in a high-volume, pressure environment.

Qualitative evaluation of respective customers.

Knowledge of corporate credit ratings methodology is required.

REQUIREMENTS :

• CA(SA) or equivalent qualification, or more than 10 years of corporate credit experience.
• Experience in both Corporate Credit (minimum 5 years) and Retail Credit.