Senior Corporate Credit Analyst – Risk & Modeling

Nedbank; Johannesburg; On-site; ZAR 600,000 - 900,000; Full time

Job summary

Nedbank seeks a Credit Analyst in Gauteng, Johannesburg, to evaluate and prepare credit applications for large corporate clients. You will conduct financial analyses, assess risk, and ensure compliance with credit policies and regulatory requirements while supporting informed lending decisions.

You will interact with front office, risk teams, and business managers to gather inputs, interpret financial statements, and provide sound recommendations within multi-entity structures.

Qualifications

• Minimum 3 years' experience in credit analysis focused on large corporate clients.
• Experience in Business/Commercial Banking evaluating detailed financial statements and credit reports.
• Willingness to travel when required.

Responsibilities

• Interpret financial results from annual statements or models for internal rating.
• Interact with front office to determine rating models and input risk mitigants.
• Advise Business Managers with explanations of returns and ratings results.
• Maintain client relationships with timely guidance and accurate information.
• Provide model inputs summaries to ensure consistency of information.
• Facilitate communication between model developers and Business Managers.
• Ensure models used are appropriate by liaising with risk and front office.
• Collaborate with Risk and other departments for required inputs and feedback.
• Support strategy alignment with Nedbank's plans and culture initiatives.
• Identify opportunities to improve processes and add value.

Skills

Financial analysis

Risk assessment

Stakeholder management

Client relationships

Data analysis

Governance & controls

Regulatory knowledge

Communication

Education

Advanced Diploma/National 1st Degree in Finance

Tools

Excel

Credit risk models

Job description

Nedbank seeks a Credit Analyst in Gauteng, Johannesburg, to evaluate and prepare credit applications for large corporate clients. You will conduct financial analyses, assess risk, and ensure compliance with credit policies and regulatory requirements while supporting informed lending decisions.

You will interact with front office, risk teams, and business managers to gather inputs, interpret financial statements, and provide sound recommendations within multi-entity structures.