Senior Commercial Underwriter - Growth & Risk Leader

Placements24; Polokwane; On-site; ZAR 600,000 - 780,000; Full time

Benefits offered by this job

Health insurance

Pension fund contributions

Training programs for underwriting

Job summary

Placements24 in Polokwane seeks an experienced Commercial Insurance Underwriter to assess and accept risks for commercial clients, developing tailored solutions and building broker relationships. You will analyze complex risks and contribute to portfolio growth from small enterprises to larger corporations.

The role requires 4+ years in underwriting, a commerce-related degree, and strong analytical skills. Relocation to Polokwane is expected, with opportunities for professional development and a

Qualifications

• Bachelor's degree in Commerce, Finance, Economics, or related field.
• Minimum 4 years of experience in commercial insurance underwriting.
• Strong knowledge of property, liability, and fleet insurance lines.
• Excellent analytical and risk assessment skills; proficient in underwriting software.
• ACII or equivalent qualification is desirable; willing to relocate to Polokwane.

Responsibilities

• Analyze financial statements, operations, and risk exposures to determine insurability.
• Develop underwriting strategies and guidelines for commercial products.
• Set premiums and terms for policies.
• Negotiate with brokers to secure profitable business.
• Manage a portfolio of commercial accounts for profitability and retention.
• Collaborate with sales, claims, and actuarial teams to provide solutions.
• Conduct site visits to assess risks when required.
• Ensure adherence to underwriting authority and risk appetite.

Skills

Analytical skills

Negotiation

Communication

Risk assessment

Education

Bachelor's degree in Commerce, Finance, Economics

Tools

Underwriting software

MS Office

Job description

Placements24 in Polokwane seeks an experienced Commercial Insurance Underwriter to assess and accept risks for commercial clients, developing tailored solutions and building broker relationships. You will analyze complex risks and contribute to portfolio growth from small enterprises to larger corporations.

The role requires 4+ years in underwriting, a commerce-related degree, and strong analytical skills. Relocation to Polokwane is expected, with opportunities for professional development and a