Senior Commercial Underwriter — Cape Town | Growth & Impact

Placements24; Cape Town; Vor Ort; ZAR 700.000 - 1.200.000; Vollzeit

Benefits dieser Stelle

Annual bonus

Medical and dental coverage

Retirement savings plan

Professional development

Relocation assistance

Paid time off

Zusammenfassung

Placements24 in Cape Town, Western Cape, is seeking a skilled Commercial Underwriter to assess and manage risks for commercial insurance applications. The role involves working with brokers and clients to develop tailored solutions while maintaining profitability and portfolio balance.

The ideal candidate has a minimum of 4 years in commercial underwriting, strong analytical and negotiation skills, and proficiency in underwriting software and MS Office.

Qualifikationen

• Bachelor's degree in finance, economics, business admin, or related field.
• Minimum of 4 years of experience in commercial insurance underwriting.
• Demonstrated ability to underwrite a diverse range of risks.
• Strong financial analysis and risk assessment knowledge.
• Excellent negotiation, communication, and relationship-building skills.
• Proficiency in underwriting software and MS Office Suite.
• Based in or able to commute to Cape Town, South Africa.

Aufgaben

• Underwrite new and renewal commercial insurance business, assessing risks and determining appropriate terms, conditions, and pricing.
• Analyze financial statements, business operations, and industry trends to evaluate risk exposures.
• Develop and maintain strong relationships with brokers, agents, and clients to foster business growth.
• Ensure underwriting decisions align with the company's underwriting guidelines, strategic objectives, and risk appetite.
• Communicate underwriting decisions and rationale clearly and concisely to internal teams and external partners.
• Identify and pursue new business opportunities within the commercial insurance sector in Cape Town.
• Monitor the performance of the underwritten portfolio and recommend corrective actions as necessary.
• Collaborate with claims, actuarial, and marketing departments to ensure a cohesive approach to business development and risk management.
• Stay informed about market developments, competitor activities, and emerging risks affecting the commercial insurance landscape in Western Cape.
• Contribute to the development and refinement of underwriting tools and processes.

Kenntnisse

Negotiation

Communication

Relationship-building

Analytical thinking

Problem-solving

Ausbildung

Bachelor's degree in Finance, Economics, Business Administration, or related field

Tools

Underwriting software

MS Office Suite

Jobbeschreibung

Placements24 in Cape Town, Western Cape, is seeking a skilled Commercial Underwriter to assess and manage risks for commercial insurance applications. The role involves working with brokers and clients to develop tailored solutions while maintaining profitability and portfolio balance.

The ideal candidate has a minimum of 4 years in commercial underwriting, strong analytical and negotiation skills, and proficiency in underwriting software and MS Office.