Senior Casualty Broker

Aon; Johannesburg; On-site; ZAR 600,000 - 900,000; Full time

Job summary

A leading company in the insurance industry is seeking a Senior Broker for Casualty (Liability) in Johannesburg. The ideal candidate will have extensive experience in casualty insurance, guiding clients and managing risk effectively. This role includes collaboration with client managers, negotiation with carriers, and offering strategic advice on insurance solutions. Join us at Aon to enhance our commitment to better decision-making and client satisfaction.

Benefits

Comprehensive benefits package

Agile work environment

Global Wellbeing Days

Continuous learning culture

Inclusive workforce

Qualifications

• Minimum 10-15 years' experience as a Casualty Broker or Insurer.
• Excellent technical knowledge of casualty (liability) insurance.
• Understanding of public liability, products liability, and complex risks.

Responsibilities

• Serve as primary contact within the casualty broking team for specific clients.
• Negotiate placement terms and conditions for accounts.
• Educate clients about various insurance markets and products.

Skills

Analytical skills

Technical knowledge

Problem-solving skills

Interpersonal skills

Communication skills

Education

Bachelor’s degree

Grade 12 or equivalent

Registered as a representative (RE5)

Registered as a licentiate with the IISA

Tools

MS Word

MS Excel

MS PowerPoint

MS Outlook

Job description

Senior Broker – Casualty (Liability)

Are you a seasoned casualty Broker or Insurer? Ready for the next step in your career? We're hiring!

Brokers serve as an integral interface between Aon clients and prospects, and the various insurance markets.

The role of a Senior Casualty Broker is to collaborate with Client Managers, leveraging their technical expertise to manage diverse casualty insurance covers for a range of clients.

Clients depend on brokers to develop strategies for assessing, reducing, and transferring risk, utilising our specialised industry expertise and exceptional market knowledge. The role of a Senior Casualty Broker includes guiding client managers and clients in developing appropriate insurance and risk management solutions, presenting submissions to carriers, negotiating to obtain coverage that aligns with client requirements, supervising the creation of client proposals, and fostering strong relationships with key insurance markets.

A Senior Casualty Broker must have the skills and knowledge to strategise and effectively present terms to client managers and/or clients.

Additionally, the Senior Casualty Broker supports colleagues in broking, claims, and client management, assists clients, and trains junior team members and colleagues.

Aon is in the business of better decisions

At Aon, we shape decisions for the better to protect and enrich the lives of people around the world.

As an organization, we are united through trust as one inclusive team, and we are passionate about helping our colleagues and clients succeed.

What the day will look like

Serves as the primary contact within the casualty broking team for specific clients, providing specialist advice to clients and colleagues nationwide.

Advises clients and colleagues on placement design, available coverage and capacity, pricing, potential coverage enhancements, and market developments within the scope of responsibility.

Collaborates with client managers to understand clients' coverage needs and how casualty (liability) insurance integrates with other product lines.

Guides the collection and analysis of relevant risk and claims information for risk transfer solutions.

Sources adequate coverage and competitive rates for clients and prospects.

Negotiates placement terms and conditions for accounts, offering expertise for challenging risks.

Provides coverage and programme design advice to client managers and clients.

Educates client managers and clients about various insurance markets and products.

Prepares submission/coverage specifications and submit proposals to insurers for quotes.

Receives quotes from insurers and negotiate optimal programmes for clients.

Compares coverage options and communicate programme improvements and recommendations to client managers or clients.

Understand and compare policy clauses and be able to design / improve wordings

Finalises insurer quotations and confirm coverage to ensure contract certainty.

Identifies appropriate channels for risk placement based on security guidelines and other requirements.

Issues broking notes, policies, and endorsements for renewals and new placements.

Assists as a technical resource for junior placement brokers.

Possesses an awareness of larger Aon / department / team strategies.

Builds strong relationships within the insurance markets and with relevant Aon network and internal stakeholders (Global Broking Centre (GBC), Aon Re, Risk Consulting, New Business, etc.).

Maintains awareness of all available Aon SPS products and utilise them appropriately.

Manages necessary information and complete required administrative tasks.

Applies company policies and procedures to resolve various issues.

Promotes the Aon brand.

Skills and experience that will lead to success

Qualifications and Experience.

• A minimum of Grade 12 or equivalent, a Bachelor’s degree is preferable
• Must be registered as a representative (RE5) with the FSCA in terms of the FAIS Act
• Must be registered as a licentiate with the IISA, working towards qualifying as an associate.
• 10-15 years’ experience as a Casualty Broker or Insurer.

Knowledge.

• Excellent technical knowledge of casualty (liability) insurance. This includes, but is not limited to knowledge of public liability, products liability, pure economic loss, pollution liability, and the various extensions and clauses relevant to a general liability policy.
• Demonstrate a working knowledge of COIDA
• Show an understanding of other lines of insurance such as Property, Construction, Directors & Officers (D&O), Professional Indemnity (PI), Employment Practices Liability (EPL), Commercial Crime, Cyber etc. and how these differ from pure liability.
• Experience in placing / handling complex risks, layered programmes, umbrella and excess of loss policies.
• Experience with multinational programmes
• Comprehensive knowledge of the South African and international short-term insurance markets.
• Strategic knowledge of industry and business strategies and company goals.
• Proficiency in MS Word, Excel, PowerPoint, and Outlook

Skills and Attributes.

• Ability to work effectively in, and with, teams.
• Possesses strong analytical, technical, and problem-solving skills and abilities.
• Ability to communicate & present effectively.
• Demonstrated strong interpersonal skills, self-discipline, organisation, attention to detail, and ability to prioritise.
• Be dependable and respect confidentiality.
• Have an excellent work ethic and the ability to function effectively under pressure.
• Be a team player, with the ability to build good relationships, support and actively participate in, and contribute to any team initiatives.

How we support our colleagues

In addition to our comprehensive benefits package, we encourage an inclusive workforce. Plus, our agile environment allows you to manage your wellbeing and work/life balance, ensuring you can be your best self at Aon. Furthermore, all colleagues enjoy two “Global Wellbeing Days” each year, encouraging you to take time to focus on yourself. We offer a variety of working style solutions for our colleagues as well.

Our continuous learning culture inspires and equips you to learn, share and grow, helping you achieve your fullest potential. As a result, at Aon, you are more connected, more relevant, and more valued.

Aon values an innovative and inclusive workplace where all colleagues feel empowered to be their authentic selves. Aon is proud to be an equal opportunity workplace.

Aon provides equal employment opportunities to all employees and applicants for employment without regard to race, color, religion, creed, sex, sexual orientation, gender identity, national origin, age, disability, veteran, marital, domestic partner status, or other legally protected status.

We welcome applications from all and provide individuals with disabilities with reasonable adjustments to participate in the job application, interview process and to perform essential job functions once onboard. If you would like to learn more about the reasonable accommodations we provide, email [e-mail].

Aon South Africa is rated aLevel 1 Contributor to BBBEE

#LI-AO1

2559411

Senior Broker – Casualty (Liability)

Are you a seasoned casualty Broker or Insurer? Ready for the next step in your career? We're hiring!

Brokers serve as an integral interface between Aon clients and prospects, and the various insurance markets.

The role of a Senior Casualty Broker is to collaborate with Client Managers, leveraging their technical expertise to manage diverse casualty insurance covers for a range of clients.

Clients depend on brokers to develop strategies for assessing, reducing, and transferring risk, utilising our specialised industry expertise and exceptional market knowledge. The role of a Senior Casualty Broker includes guiding client managers and clients in developing appropriate insurance and risk management solutions, presenting submissions to carriers, negotiating to obtain coverage that aligns with client requirements, supervising the creation of client proposals, and fostering strong relationships with key insurance markets.

A Senior Casualty Broker must have the skills and knowledge to strategise and effectively present terms to client managers and/or clients.

Additionally, the Senior Casualty Broker supports colleagues in broking, claims, and client management, assists clients, and trains junior team members and colleagues.

Aon is in the business of better decisions

At Aon, we shape decisions for the better to protect and enrich the lives of people around the world.

As an organization, we are united through trust as one inclusive team, and we are passionate about helping our colleagues and clients succeed.

What the day will look like

Serves as the primary contact within the casualty broking team for specific clients, providing specialist advice to clients and colleagues nationwide.

Advises clients and colleagues on placement design, available coverage and capacity, pricing, potential coverage enhancements, and market developments within the scope of responsibility.

Collaborates with client managers to understand clients' coverage needs and how casualty (liability) insurance integrates with other product lines.

Guides the collection and analysis of relevant risk and claims information for risk transfer solutions.

Sources adequate coverage and competitive rates for clients and prospects.

Negotiates placement terms and conditions for accounts, offering expertise for challenging risks.

Provides coverage and programme design advice to client managers and clients.

Educates client managers and clients about various insurance markets and products.

Prepares submission/coverage specifications and submit proposals to insurers for quotes.

Receives quotes from insurers and negotiate optimal programmes for clients.

Compares coverage options and communicate programme improvements and recommendations to client managers or clients.

Understand and compare policy clauses and be able to design / improve wordings

Finalises insurer quotations and confirm coverage to ensure contract certainty.

Identifies appropriate channels for risk placement based on security guidelines and other requirements.

Issues broking notes, policies, and endorsements for renewals and new placements.

Assists as a technical resource for junior placement brokers.

Possesses an awareness of larger Aon / department / team strategies.

Builds strong relationships within the insurance markets and with relevant Aon network and internal stakeholders (Global Broking Centre (GBC), Aon Re, Risk Consulting, New Business, etc.).

Maintains awareness of all available Aon SPS products and utilise them appropriately.

Manages necessary information and complete required administrative tasks.

Applies company policies and procedures to resolve various issues.

Promotes the Aon brand.

Skills and experience that will lead to success

Qualifications and Experience.

• A minimum of Grade 12 or equivalent, a Bachelor’s degree is preferable
• Must be registered as a representative (RE5) with the FSCA in terms of the FAIS Act
• Must be registered as a licentiate with the IISA, working towards qualifying as an associate.
• 10-15 years’ experience as a Casualty Broker or Insurer.

Knowledge.

• Excellent technical knowledge of casualty (liability) insurance. This includes, but is not limited to knowledge of public liability, products liability, pure economic loss, pollution liability, and the various extensions and clauses relevant to a general liability policy.
• Demonstrate a working knowledge of COIDA
• Show an understanding of other lines of insurance such as Property, Construction, Directors & Officers (D&O), Professional Indemnity (PI), Employment Practices Liability (EPL), Commercial Crime, Cyber etc. and how these differ from pure liability.
• Experience in placing / handling complex risks, layered programmes, umbrella and excess of loss policies.
• Experience with multinational programmes
• Comprehensive knowledge of the South African and international short-term insurance markets.
• Strategic knowledge of industry and business strategies and company goals.
• Proficiency in MS Word, Excel, PowerPoint, and Outlook

Skills and Attributes.

• Ability to work effectively in, and with, teams.
• Possesses strong analytical, technical, and problem-solving skills and abilities.
• Ability to communicate & present effectively.
• Demonstrated strong interpersonal skills, self-discipline, organisation, attention to detail, and ability to prioritise.
• Be dependable and respect confidentiality.
• Have an excellent work ethic and the ability to function effectively under pressure.
• Be a team player, with the ability to build good relationships, support and actively participate in, and contribute to any team initiatives.

How we support our colleagues

In addition to our comprehensive benefits package, we encourage an inclusive workforce. Plus, our agile environment allows you to manage your wellbeing and work/life balance, ensuring you can be your best self at Aon. Furthermore, all colleagues enjoy two “Global Wellbeing Days” each year, encouraging you to take time to focus on yourself. We offer a variety of working style solutions for our colleagues as well.

Our continuous learning culture inspires and equips you to learn, share and grow, helping you achieve your fullest potential. As a result, at Aon, you are more connected, more relevant, and more valued.

Aon values an innovative and inclusive workplace where all colleagues feel empowered to be their authentic selves. Aon is proud to be an equal opportunity workplace.

Aon provides equal employment opportunities to all employees and applicants for employment without regard to race, color, religion, creed, sex, sexual orientation, gender identity, national origin, age, disability, veteran, marital, domestic partner status, or other legally protected status.

We welcome applications from all and provide individuals with disabilities with reasonable adjustments to participate in the job application, interview process and to perform essential job functions once onboard. If you would like to learn more about the reasonable accommodations we provide, email [e-mail].

Aon South Africa is rated aLevel 1 Contributor to BBBEE

#LI-AO1