Senior Associate: Property Finance

Findojobs South Africa; Gauteng; On-site; ZAR 500,000 - 700,000; Full time

Job summary

A leading financial institution is seeking a Property Finance professional in Gauteng. The role focuses on sourcing and managing commercial finance transactions, optimizing client relationships, and ensuring profitability through innovative deal-making. Ideal candidates will have a BCom degree and 5-8 years of experience in property finance. Competitive compensation and career advancement opportunities are expected.

Qualifications

• 5-8 years’ experience in commercial and industrial property finance.
• Strong skills in client acquisition and sales.
• Knowledge of financing instruments and deal structuring.

Responsibilities

• Achieve financial targets by managing property finance deals.
• Develop relationships with clients and brokers.
• Analyze financial statements of property clients.

Skills

Business acumen

Communication

Collaboration

Financial management

Education

BCom or BSC in Property Studies

Advanced Diplomas or National First Degrees

Job description

Job Purpose

To source new commercial Property Finance transactions, maintain existing Property Finance clients, and optimize relationship-based business potential to ensure maximum profitability and return for the Bank. Demonstrate an in-depth understanding of the commercial property and capital markets, with related product and service knowledge to cross-sell and meet clients' needs. Ensure Nedbank Property Finance remains a dominant player in the market through innovative deal-making and product structuring.

Job Responsibilities

1. Achieve and/or exceed financial targets by effectively acquiring property finance deals and managing the portfolio.
2. Seek creative approaches to secure deals.
3. Develop strong relationships with new and existing clients, property brokers, estate agents, and other referral channels within the region, and initiate new business.
4. Possess adequate insight into financing instruments to create deals.
5. Go beyond standard procedures (within risk management parameters) to ensure deals are booked.
6. Build and maintain relationships with established clients within the region, retaining and optimizing existing business opportunities.
7. Add value through a thorough understanding of the property market.
8. Ensure operational excellence in dealing with client queries to provide internal and external client satisfaction.
9. Identify inherent and potential risks in the regional property market.
10. Evaluate and mitigate credit risks embedded within deals and the environment to maximize risk and return.
11. Analyze and interpret financial statements of listed and private property clients.
12. Identify new business opportunities across Nedbank's divisions based on a thorough understanding of client needs and product offerings.

Self-Development

1. Focus on personal development and continuous learning.
2. Maintain high standards of professionalism, take ownership of tasks, and demonstrate effective self-management.
3. Ensure quality and productivity standards are consistently met.
4. Communicate proactively if tasks or deadlines are at risk.
5. Support and embody the core values of the business, maintain a positive attitude, respond to feedback, and take ownership of career development.
6. Manage expectations of colleagues and clients and communicate effectively.
7. Assist others and contribute to team targets and objectives.
8. Contribute to the effectiveness of the sales team.

Qualifications and Experience

1. Advanced Diplomas or National First Degrees.
2. BCom or BSC in Property Studies or equivalent financial qualification; CA(SA) and CFA are advantageous.
3. 5-8 years’ experience in commercial and industrial property finance, client acquisition, sales, and property development.

Technical and Professional Knowledge

1. Business acumen and principles
2. Business writing and data analysis
3. Governance, risk, and controls
4. Financial management principles
5. Relevant regulatory knowledge
6. Software and systems knowledge
7. Research methodology
8. Product knowledge

Behavioral Competencies

1. Applied learning
2. Communication
3. Collaboration and partnership building
4. Work management
5. Technical and professional skills

Employment Equity Statement

Preference will be given to individuals from underrepresented groups.

Please contact the Nedbank Recruiting Team at [phone]