Senior Analyst : Aml

Capitec Bank Ltd.; Gauteng; On-site; ZAR 500,000 - 800,000; Full time

Job summary

A leading financial services provider is seeking a specialist investigator to conduct high-risk investigations, ensuring compliance with financial crime regulations. The role involves guiding a team, engaging stakeholders effectively, and delivering quality reports. The ideal candidate will have substantial investigative experience, relevant qualifications, and strong analytical skills.

Qualifications

• 5-6 years' investigative experience in financial/banking environment.
• Experience in AML, forensic, or fraud investigations.
• Knowledge of FICA and relevant legislation.

Responsibilities

• Conduct high-risk investigations and deliver professional reports.
• Engage stakeholders on financial crime typologies.
• Lead a team of investigators on complex cases.

Skills

Attention to detail

Effective communication skills

Computer literacy

Planning skills

Organizing skills

Coordination skills

Education

Grade 12 National Certificate / Vocational Qualifications

Bachelor's Degree in Finance or Internal Auditing

Tertiary qualification in Risk Management or Criminology

Tools

MS Word

Excel

Outlook

Job description

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Responsibilities:

• Identify, plan, conduct, and complete high-risk complex investigations into matters referred from internal or external sources.
• Deliver high-quality professional reports on investigations conducted.
• Lead and guide a team of specialist investigators on high-profile complex investigations, where teamwork may be required.
• Drive delivery of investigation outcomes.

Subject Matter Expertise:

• Act as a subject matter expert on AML and financial crime typologies relevant to the industry.
• Represent Capitec at industry level in expert working groups.

Stakeholder Engagement:

• Identify, assess, and engage stakeholders on financial crime typologies to ensure risk mitigation.
• Ensure the bank complies with legislative and regulatory requirements.

Experience:

• Minimum 5-6 years' investigative experience within a financial/banking environment.
• Experience in investigations related to AML, forensic, or fraud.
• Ideal: 7+ years' investigative experience within a financial/banking environment.
• Experience in AML or forensic risk management and case planning.

Qualifications:

• Minimum: Grade 12 National Certificate / Vocational Qualifications.
• Preferred: Bachelor's Degree in Finance or Internal Auditing; relevant tertiary qualification in Risk Management or Criminology.

Knowledge:

• Understanding of FICA and related legislation, including terrorism, proliferation finance, PRECCA, Cyber Crime Legislation.
• Knowledge of money laundering control and combating terrorist financing.
• Familiarity with suspicious transactions and typologies such as human trafficking, wildlife trafficking, Ponzi or pyramid schemes.
• Good regulatory knowledge, business and commercial awareness.
• Understanding of technology and data use in financial crime, data analytics, and scripting.
• Knowledge of RMCP requirements and AML processes in banking.

Skills:

• Attention to detail.
• Effective communication skills.
• Computer literacy (MS Word, Excel, Outlook).
• Planning, organizing, and coordination skills.

Capitec Bank is an authorized financial services provider (FSP) and registered credit provider (NCRCP13).