Sector Head: Mining & Construction

Merchant West

Gauteng

On-site

ZAR 1,200,000 - 1,800,000

Full time

14 days+

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Job summary

Merchant West is seeking a Sector Head for Mining and Construction to drive growth, profitability, and credit quality across lending activities. The role centers on originating asset finance, building client and intermediary relationships, and aligning the portfolio with the group’s risk and return targets.

Responsibilities include executing sector strategy, managing a national portfolio, developing supplier partnerships, and leading a high-performance sales team while coordinating with Credit,

Qualifications

Bachelor’s degree in Business, Finance, Economics, or a related field.
Postgraduate qualification or industry certification (advantageous).

Responsibilities

Lead sector strategy & portfolio management across origination, credit, pricing, and risk.
Own national sector performance including sales budget delivery and profitability.
Drive origination, deal structuring, and closing with national and regional teams.
Develop supplier relationships to maximise new business opportunities.
Coach and develop the sales team to improve performance.

Skills

Business Development

Sector Knowledge

Financial analysis

Deal structuring

Portfolio management

Asset-based finance

Market analysis

Contract negotiation

Strategic sales

Financial modelling

Pipeline management

Education

Bachelor’s degree in Business/Finance/Economics

Postgraduate qualification or industry certification

Tools

CRM systems

Job description

Role Purpose:

The Sector Head: Mining and Construction is responsible for driving the growth, profitability, and credit quality of Merchant West’s lending activities within the Mining and Construction sectors. The role focuses on originating and structuring asset finance opportunities, developing strong client and intermediary relationships, and building a high-quality portfolio aligned to the Group’s risk appetite and return objectives. Working closely with Credit, Risk, and Portfolio Management teams, the Sector Head ensures disciplined lending, effective portfolio management, and sustainable sector growth while positioning Merchant West as a leading specialist financier within the Mining and Construction industries.

Main Accountabilities

Sector Strategy & Portfolio Management

Execute the full sector strategy across origination, credit, pricing, and risk management.
Own national sector performance, including sales budget delivery, book growth, and profitability.
Collaborate with regional heads to develop, manage, and grow the sector portfolio.
Provide sector-level reporting across all major performance indicators.
Lead solution design to position the organisation as the preferred funder in the sector.

Origination & Deal Support

Support national and regional teams in deal origination, structuring, and closing.
Ensure supplier relationships effectively contribute to new‑business generation across all regions.
Share sector insights, market knowledge, and sales best practices to uplift internal capabilities.
Manage and expand key national supplier relationships to maximise business opportunities
Identify, establish and nurture supplier partnerships to strengthen regional origination efforts

Sales Activity & Cadence (For national mining and construction team)

Ensure sales pipeline equals 300% of monthly sales budget; work‑in‑progress equals 500%.
Oversee submission of required credit applications by team members.
Monitor supplier and client meeting activity (minimum 20 per month via CRM).
Identify and record cross‑selling opportunities (minimum 2 per month via CRM).

Sales Support & Enablement

Streamline administrative processes to improve sales team efficiency.
Develop and maintain sales enablement tools and content.
Proactively identify and resolve sales process bottlenecks.
Support lead qualification and prioritization to enhance conversion rates.

Team Leadership & Development

Foster collaboration and support within the sales team.
Promote accountability for team outcomes and performance.
Coach team members to improve sales skills and results.
Build a positive and motivating team culture to drive engagement and success.

Qualifications

Bachelor’s degree in Business, Finance, Economics, or a related field.
Postgraduate qualification or industry certification (advantageous).

Experience

Minimum 5–7 years in sales or business development, preferably within asset finance or corporate sales.
Proven track record in originating, structuring, and executing lending transactions within a financial services or specialist lending environment.
Strong experience in credit analysis, deal structuring, and risk assessment related to asset‑backed finance.
Demonstrated ability to build and manage client, OEM, supplier, and intermediary relationships within the relevant sectors.
Experience in managing or overseeing a lending portfolio, including monitoring performance, arrears, and restructuring where required.
Prior leadership or sector management experience within a banking, asset finance, or commercial lending environment would be advantageous.

Skills