Risk Manager & Analytics (Ref: 105)

Star Personnel Recruitment (Pty) Ltd; Cape Town; On-site; ZAR 600,000 - 900,000; Full time

Job summary

A leading company is seeking a Risk Analyst at their Head Office in Cape Town. This role involves developing customer strategies to enhance profit and requires a strong background in data analysis and credit risk management. Candidates should possess a relevant post-graduate degree and have over 8 years of experience in consumer credit analytics, demonstrating strategic contributions and the ability to work under pressure.

Qualifications

• 8+ years’ experience in consumer credit in Credit Risk analytics.
• Ability to monitor models and report to the board.
• Experience in managing credit strategy and IFRS9 regulations.

Responsibilities

• Develop and implement champion/challenger customer strategies.
• Monitor portfolio performance and propose changes.
• Undertake analysis to determine the impact of strategy changes.

Skills

Attention to detail

Integrity

Predictive Analytics

Education

Post-graduate Degree with mathematical or statistical subjects

Business Science Degree / B.Com Degree or equivalent

Tools

Microsoft Office

SAS

SAS Viya

Job description

Based at our client’s Head Office in Cape Town, this position requires you to find innovative ways to leverage the vast amount of data and information at your disposal to create customer strategies that drive up profit within constraints. Work within the Risk and Analytics department to enhance our client’s company performance by providing information, analyses, reports and technical support for the development and implementation of data-driven credit risk strategies. Strategic contribution demonstrated and must have a broad range of experience.

Key requirements:

• Relevant post-graduate Degree with mathematical or statistical oriented subjects preferred
• Business Science Degree / B.Com Degree or equivalent
• 8+ or more years’ experience in consumer credit (within a Credit Risk analytics environment) with demonstrated ability to implement solutions based on findings from analytical projects
• Understanding of the credit life cycle
• Revolving store card or credit card experience advantageous
• Ability to work efficiently under pressure and within structured and unstructured parameters
• Advantageous to have predictive Analytics experience with a highly numerate background
• Must be able to monitor models and report back to the board
• Must assist in growing team with relevant support, training programs and be seen as a mentor
• High attention to detail driving a need for 100% accuracy
• High level of integrity and confidentiality
• Experienced user of Microsoft Office suite (Excel, PowerPoint, Word)
• Experience in SAS (base and/or Enterprise Guide and/or SAS Viya) extremely advantageous SAS Sequel/SAS Python

Key responsibilities:

• Assist team to achieve a balanced credit portfolio by accurately forecasting expected results
• Develop and implement champion/challenger customer strategies that deliver performance in line with Board expectations
• Monitor portfolio performance and ensure book performance meet pre-defined KPI’s by pro-actively proposing changes
• Investigating data integrity issues, testing assumptions and validating analytical results, ensuring accuracy of findings
• Undertaking analysis to determine the impact of strategy changes to areas of application and account management strategies
• Presenting ideas via reports and presentations, outlining findings and making recommendations for improvements to senior stakeholders
• Forecasting and monitoring implemented strategies using statistical techniques
• Project manage the implementation of strategy changes into live systems
• Credit professional and have experience in IFRS9, credit strategy rules, risk registers

Please submit your CV should you meet the above criteria please.

Job Features

Job Category Risk Analyst

Apply Online

Name *

Email *

Phone *

Attach Resume *

No file chosen Browse

Please read this important notice.

You are submitting your CV containing personal information to Star Personnel in response to this advertised vacancy. Although Star Personnel will endeavor to receive, process and store your personal information carefully and in accordance with the relevant laws, you accept that the nature of transmitting your data via any electronic means comes with some risks. In accordance with the POPI Act - you hereby give permission to Star Personnel Recruitment (Pty) Ltd to store, process and submit your personal information to potential job vacancies. Please do not submit your CV if you do not accept these risks. Instead, you are welcome to call us on [phone].Should you wish to remove your details from our database at any time, please email [e-mail]. If you have not heard from us within 2 weeks - please consider your application for this role as unsuccessful. We will however keep your CV on file for future opportunities.Thank you for your understanding and application. We hope we can help you secure a new and exciting role.