Risk Consultant KwaZulu Natal

Headhunt; Durban; On-site; ZAR 300,000 - 700,000; Full time

Job summary

An established industry player in the Financial Services sector is seeking a skilled Risk Consultant to join their dynamic team. In this pivotal role, you will leverage your expertise in Life and Short-Term Insurance to identify opportunities, prepare detailed advice documents, and manage client onboarding processes. Your strong communication and negotiation skills will be essential in building lasting relationships with clients and financial planning partners. This role offers a unique chance to make a significant impact in a client-focused environment, where your proactive approach and strategic thinking will drive success and growth. If you are ready to take your career to the next level, this opportunity is for you.

Qualifications

• Minimum 5 years experience in a similar role (Broker Consultant / Life Insurance Agent).
• Must meet FAIS honesty, integrity, and good standing requirements.

Responsibilities

• Identify and analyse Life and Short-Term Insurance opportunities.
• Prepare and present comprehensive advice documents including proposals and quotations.

Skills

Excellent written and verbal communication skills

Strong negotiation and persuasion abilities

Client-focused and proactive

Ability to balance strategic thinking with operational delivery

Education

Bachelor's degree in Commerce, Finance, Investments, or related field

FAIS recognised qualification

Tools

XPlan

Access Control System

Job description

Our client in the Financial Services Industry based in Umhlanga KwaZulu Natal is currently looking to employ a Risk Consultant.

Minimum Requirements:

• Bachelor's degree in Commerce, Finance, Investments, or related field.
• FAIS recognised qualification.
• Valid driver's license and own vehicle.
• Willing and able to travel for client meetings.
• Must be fully authorised as a representative (not under supervision) for FSCA subcategories:

Long-Term Insurance: B1, B1A, B2, B2A, and C.

• Experience in these categories must not have lapsed.
• Proven evidence of class of business and product-specific training.
• Up-to-date Continuous Professional Development (CPD) hours.
• Minimum 5 years experience in a similar role (Broker Consultant / Life Insurance Agent etc.).
• XPlan experience advantageous; fully computer literate.
• Must meet FAIS honesty, integrity, and good standing requirements.
• Must not have been declared insolvent or provisionally insolvent.
• Excellent written and verbal communication skills.
• Strong negotiation and persuasion abilities.
• Client-focused, proactive, and a self-starter.
• Ability to balance strategic thinking with operational delivery.

Key Responsibilities:

• Identify and analyse Life and Short-Term Insurance (STI) opportunities within financial planning partners' client bases.
• Prepare and present comprehensive advice documents including proposals, comparisons, and quotations.
• Provide specialist advice in Life Insurance (e.g. Death, Disability, and Critical Illness cover).
• Manage client onboarding and underwriting requirements.
• Conduct regular reviews of clients' cover based on changes in their circumstances or internal procedures.
• Generate and refer STI leads to the STI teleadvisor:

Obtain client consent.

• Book and coordinate appointments.
• Forward necessary documents (e.g. existing STI schedules).
• Follow up on appointment outcomes.
• Build and maintain strong relationships with clients and financial planning partners.
• Participate in initiatives to engage, educate, and better meet the needs of clients.
• Track and report on the effectiveness of partner and client initiatives.
• Uphold Treating Customers Fairly (TCF) principles.
• Ensure compliance with all industry and group regulatory requirements.

If you do not hear from us within two weeks of applying, you may assume that your application was unsuccessful.

Required Experience:

Contract

Key Skills:

Access Control System, B2C, Business Analysis, Data Structures, Affiliate Marketing, Loans