Risk Consultant

Leading and well-established organisation within the financial services industry requires a Risk Consultant for their KZN branch.

Minimum Requirements:

1. Relevant tertiary qualification (Degree / Diploma / NQF) and RE5.
2. Must have a qualification recognised by the FSCA for FAIS purposes.
3. Valid driver's license and own vehicle.
4. Willingness and ability to travel for client meetings.
5. Minimum 5 years' experience as a Broker Consultant or Life Insurance Agent.

Responsibilities:

1. Provide and implement advice in respect of insurance needs and solutions to clients in conjunction with the Financial Planner.
2. Analyse and identify Life and Short-Term Insurance (STI) opportunities within the client bases of their panel of financial planning partner's practice.
3. Prepare comprehensive advice documents (proposals, comparisons, and quotations) for presentation to clients.
4. Provide specialist advice in respect of Life Insurance (Death, Disability and Critical Cover) needs, including Estate Planning and Business Assurance.
5. Implement agreed solutions for clients and manage underwriting and other onboarding requirements.
6. Review clients' cover according to internal business procedures or if client circumstances change.
7. Acquire short term insurance leads from the company's financial planning partners.
8. Communicate and receive confirmation from the STI tele-advisor regarding client appointments and outcomes.
9. Maintain and develop client relationships.
10. Support and contribute to company initiatives to communicate to, educate and engage clients.
11. Monitor and report on the success and implementation of client and partner-focused initiatives.
12. Adhere to the culture and principles of TCF – treating customers fairly.
13. Comply with Group and Industry regulatory requirements.

Competencies:

1. Ability to function at a strategic level whilst fulfilling operational responsibilities.
2. Excellent communication skills, verbal and written.
3. Excellent negotiation and persuasion skills.
4. Client-oriented, with strong interpersonal skills and able to take the initiative (self-starter).
5. Emotional resilience.
6. Must not have been declared insolvent or provisionally insolvent.
7. Must be able to provide evidence of class of business and product-specific training.
8. Must be able to provide evidence of continuous professional development (CPD hours).