Risk Analyst: Modelling & Analytics

Hire Resolve; Cape Town; On-site; ZAR 390,600 - 502,200; Full time

Job summary

A well-known Consumer finance business in Cape Town is looking for an experienced Risk Analyst to enhance the analytical capabilities of their credit portfolio. The ideal candidate will possess a relevant bachelor's degree and a minimum of 5 years' experience in Credit Risk Analysis. Key responsibilities include working collaboratively on statistical analysis, developing predictive models, and presenting insights to senior management. The company offers a dynamic work environment and opportunities for professional growth.

Qualifications

• Minimum 5 years relevant experience in Credit Risk Analysis.
• Experience with Unsecured Lending products.
• Preparing data-driven credit policy recommendations for senior management.

Responsibilities

• Collaborate with a team of risk analysts in statistical analysis and credit risk management.
• Analyze effects of different approaches on account management.
• Develop and monitor predictive models for risk decision-making.

Skills

Strong analytical and problem‑solving skills

Knowledge of statistical & Mathematical models

Ability to communicate insights with senior stakeholders

Strong attention to detail

Monitoring output data quality

Education

Bachelor's degree or higher in Mathematics, Engineering, Statistics, Economics, Actuarial Science or Finance

Tools

SAS

SQL

SAS Macros

Python

R

Job description

A well-known Consumer finance Business is looking for a Risk Analyst who is experienced in Modelling & Analytics to join their team based in Cape Town.

The successful candidate will need to ensure through the use of cutting-edge statistical analysis that the intellectual property of the company’s credit portfolio is continuously fostered and distributed.

Key Responsibilities

• Collaborate with a team of risk analysts to apply best practices in statistical analysis and credit risk management.
• Complete the analysis to identify how changing the approach will affect the application areas and account management tactics.
• Predictive model development and monitoring for the improvement of risk decision‑making.
• Create experimental frameworks to address important business questions.
• Using statistical methods, forecast and track market trends.
• Assist with applying strategy adjustments to active decision‑making systems.

Key Competencies

• Strong analytical and problem‑solving skills
• Knowledge of statistical & Mathematical models
• Interpretation of analysis
• Ability to communicate insights with senior stakeholders.
• Compilation of reports
• Strong attention to detail
• Monitoring output data quality
• Must be able to manage deadlines

Minimum Requirements

• A bachelor's degree or higher in Mathematics, Engineering, Statistics, Economics, Actuarial Science or Finance (CA(SA), CIMA, CFA)
• Minimum 5 years relevant experience in Credit Risk Analysis
• Unsecured Lending products
• Preparing data‑driven credit policy recommendations for senior management
• Exposure to Bureau data and Developing customer insights
• Manipulating & Analyzing data using SAS, SQL, andSAS Macros
• Exposure to Python or R- Advantageous

If you meet the above requirements and want to make a career‑changing move, apply today by either filling in the online application form or by emailing your CV to [e-mail].

You are welcome to connect with Merina Naicker, Shannon Watson or Lindy-Lee du Plessis on LinkedIn or contact them at 021 551 8638 and use any of the following extensions: Merina 504, Shannon or Lindy 514.

Please note that correspondence will only be conducted with shortlisted candidates for this position. Please consider your application unsuccessful if you do not hear from us within 3 days.