Remote Senior Underwriter - Property Insurance

Placements24; Randfontein; Híbrido; ZAR 900 000 - 1 400 000; Tempo integral

Vantagens oferecidas por esta oferta de emprego

Performance incentives

Medical, dental, and vision insurance

Generous paid time off

Professional development & certs

Home office setup allowance

Remote work autonomy

Resumo da oferta

Placements24 is seeking a Senior Underwriter specializing in Property Insurance for a fully remote role. You will evaluate and underwrite complex property risks, set pricing and terms, and guide junior underwriters from your home office.

The ideal candidate has 7+ years in property underwriting, strong analytical skills, and leadership capabilities. ACII or CIP qualifications are advantageous, with remote collaboration and strong regulatory knowledge as key assets.

Qualificações

• 7+ years of progressive experience in property insurance underwriting, with emphasis on commercial or complex risks.
• Strong record of underwriting decisions and portfolio performance.
• In-depth knowledge of property insurance principles, policies, and risk assessment.
• Excellent negotiation, communication, and remote collaboration skills.

Responsabilidades

• Underwrite complex property risks aligned with profitability targets.
• Determine terms, conditions, and pricing based on construction, occupancy, location, and hazard exposures.
• Analyze financial statements and loss history to guide decisions.
• Mentor junior underwriters and share technical expertise.
• Collaborate with claims, risk engineering, and other departments on risk management.

Conhecimentos

Property underwriting

Portfolio management

Risk assessment

Negotiation

Leadership

Remote collaboration

Formação académica

ACII

CIP

Ferramentas

Policy admin systems

Excel

SQL/analytics tools

Descrição da oferta de emprego

About the Role

Our client, a leading national insurer renowned for its innovative approach, is seeking an accomplished Senior Underwriter specializing in Property Insurance to join their expanding, fully remote team. This is a unique opportunity to leverage your extensive underwriting expertise from the comfort of your home office. You will be responsible for evaluating and accepting or declining complex property insurance risks, setting appropriate terms and pricing, and providing guidance to less experienced underwriters. This role demands a deep understanding of property risk assessment, market dynamics, and regulatory requirements. As a remote-first position, you will benefit from unparalleled flexibility while contributing significantly to the company's growth and profitability. The successful candidate will be instrumental in shaping underwriting strategies and ensuring sound risk selection across a diverse portfolio.

Key Responsibilities

• Assess and underwrite complex property insurance risks, ensuring alignment with company guidelines and profitability targets.
• Determine appropriate terms, conditions, and pricing for property insurance policies, considering factors like construction, occupancy, location, and hazard exposures.
• Analyze financial statements, loss histories, and other relevant data to make informed underwriting decisions.
• Develop and maintain strong relationships with brokers and agents, providing exceptional service and technical expertise.
• Collaborate with claims, risk engineering, and other departments to ensure a cohesive approach to risk management.
• Contribute to the development and refinement of underwriting policies, procedures, and best practices.
• Mentor and guide junior underwriters, fostering their professional development and ensuring consistent underwriting quality.
• Monitor portfolio performance and identify trends or emerging risks within the property insurance market.
• Stay updated on industry developments, regulatory changes, and competitor activities.
• Effectively manage a high-volume workload while maintaining accuracy and attention to detail in a remote setting.

Requirements

• A minimum of 7 years of progressive experience in property insurance underwriting, with a significant portion focused on commercial or complex risks.
• Proven track record of successful underwriting decisions and portfolio management.
• In-depth knowledge of property insurance principles, policy wordings, and risk assessment techniques.
• Strong analytical, financial, and risk evaluation skills.
• Excellent negotiation, communication, and interpersonal skills, essential for remote collaboration.
• Proficiency in underwriting systems and standard office software.
• Relevant professional qualifications (e.g., ACII, CIP) are highly advantageous.
• Ability to work autonomously and proactively in a fully remote work environment.
• Demonstrated leadership potential or experience mentoring junior staff.
• Must have a reliable internet connection and a dedicated home office setup conducive to productive remote work.

Benefits

• Highly competitive salary with performance-based incentives.
• Comprehensive benefits package including medical, dental, and vision insurance.
• Generous paid time off and holiday schedule.
• Opportunities for continuous professional development and certifications.
• Contribution towards home office setup and ongoing internet expenses.
• The flexibility and autonomy of a fully remote, work-from-home position.
• Be part of a forward-thinking insurance company with a strong market presence.
• Direct impact on underwriting strategy and portfolio profitability.