Remote Senior Underwriter - Property & Casualty

Placements24; LegKraal Gate; Híbrido; ZAR 1.500.000 - 2.501.000; Jornada completa

Ventajas ofrecidas por este puesto de trabajo

Remote work flexibility

Home office allowance

Health, dental & vision insurance

Retirement plan with employer match

Professional development budget

Paid time off & holidays

Global collaboration opportunities

Underwriting tech tools

Employee Assistance Program

Descripción de la vacante

Placements24 is assisting a global insurer in sourcing a Senior Underwriter for Property & Casualty, operating in a fully remote capacity. The role requires evaluating complex commercial risks, pricing, terms, and ensuring profitable portfolio growth while working with a global team.

The ideal candidate has 6+ years of P&C underwriting experience, strong analytical and communication skills, and a track record of independent decision-making in a remote setting.

Formación

• Bachelor's degree in Business, Finance, Risk Management or related field.
• 6+ years of progressive experience in commercial Property & Casualty underwriting.
• Expertise in underwriting complex accounts across diverse industries.
• Strong analytical, decision-making and problem-solving abilities.
• Excellent negotiation, communication and interpersonal skills.
• Proficiency in underwriting systems, analysis tools and MS Office suite.
• Ability to work independently in a remote environment.
• Understanding of market dynamics and competitor activities.
• Experience with portfolio management and profitability analysis.
• Proven ability to build strong broker relationships.

Responsabilidades

• Underwrite new and renewal commercial Property & Casualty accounts with appropriate pricing and terms.
• Develop and maintain relationships with brokers and agents as a key underwriting contact.
• Analyze financial statements, loss history and risk data to inform decisions.
• Ensure adherence to underwriting guidelines, policies and regulatory requirements.
• Collaborate with claims, legal and actuarial teams to manage portfolio performance.
• Identify emerging risks and market trends and adapt strategies accordingly.
• Mentor junior underwriters and contribute to professional development.
• Develop new underwriting tools, processes and products.
• Manage a portfolio of accounts to achieve profitability and growth.
• Participate in industry events and knowledge sharing.

Conocimientos

Analytical skills

Negotiation

Communication

Interpersonal skills

Independent work

Broker relations

Underwriting systems

Educación

Bachelor's degree in Business/Finance/Risk Management

Herramientas

Underwriting systems

Analysis tools

MS Office

Descripción del empleo

About the Role

Our client, a leading global insurer, is seeking a highly skilled and experienced Senior Underwriter specializing in Property & Casualty to join their fully remote team. This role is crucial for evaluating, selecting, and pricing complex commercial risks across various industries. You will utilize your extensive underwriting expertise and analytical capabilities to assess exposures, determine appropriate terms and conditions, and ensure profitable portfolio growth. The position demands a self-motivated professional with a deep understanding of P&C insurance markets and a proven ability to make sound underwriting decisions independently. This is an exciting opportunity to contribute to a remote-first organization and leverage your skills without geographical constraints.

This is a unique chance to work from anywhere, offering maximum flexibility and autonomy. You will be part of a dynamic and collaborative global team, contributing to significant underwriting strategies. We are committed to fostering a supportive remote work culture that empowers employees to excel. The successful candidate will have the opportunity to engage with complex risks and drive innovation in underwriting practices. This role is ideal for seasoned professionals who thrive in a remote setting and possess a strong desire to advance their careers in the insurance industry, even from a base like Mahikeng, North West , or anywhere else globally.

Key Responsibilities

• Underwrite new and renewal commercial Property & Casualty accounts, assessing risks and applying appropriate pricing and terms.
• Develop and maintain strong relationships with brokers and agents, acting as a key point of contact for underwriting expertise.
• Analyze financial statements, loss history, and other risk-related data to make informed underwriting decisions.
• Ensure adherence to underwriting guidelines, company policies, and regulatory requirements.
• Collaborate with claims, legal, and actuarial departments to manage portfolio performance and mitigate losses.
• Identify emerging risks and market trends, adapting underwriting strategies accordingly.
• Mentor and provide guidance to junior underwriters, fostering professional development.
• Contribute to the development of new underwriting tools, processes, and products.
• Effectively manage a portfolio of accounts to achieve profitability and growth objectives.
• Participate in industry events and knowledge sharing initiatives.

Requirements

• A Bachelor's degree in Business, Finance, Risk Management, or a related field.
• A minimum of 6 years of progressive experience in commercial Property & Casualty underwriting.
• Demonstrated expertise in underwriting complex accounts and diverse industry segments.
• Strong analytical, decision-making, and problem-solving skills.
• Excellent negotiation, communication, and interpersonal skills.
• Proficiency in underwriting systems, analysis tools, and Microsoft Office Suite.
• Ability to work independently with minimal supervision in a remote environment.
• Understanding of market dynamics and competitor activities.
• Strong commitment to ethical conduct and professional development.
• Experience with portfolio management and profitability analysis.
• Proven ability to build strong broker relationships.

Benefits

• Highly competitive salary and attractive bonus structure.
• Comprehensive health, dental, and vision insurance.
• Generous retirement savings plan with employer matching.
• Significant budget for professional development, including certifications and training.
• Full remote work flexibility, allowing you to work from any location.
• Potential for home office setup allowance.
• Generous paid time off and holidays.
• Opportunities for international collaboration and career advancement.
• Access to cutting-edge underwriting technology and resources.
• Employee Assistance Program and wellness initiatives.