Product Analyst (Asset Based Finance)

WesBank; Johannesburg; On-site; ZAR 300,000 - 600,000; Full time

Job summary

WesBank seeks a Product Analyst in Johannesburg to enhance customer service through financial analysis and compliance management. The ideal candidate will possess a 3-year qualification in Finance or related fields and robust experience in Commercial Asset Based Finance. Join our team to leverage your skills in a dynamic financial environment.

Qualifications

• Credit experience required.
• Mandatory experience in Commercial Asset Based Finance.

Responsibilities

• Facilitate application of policies, monitor compliance with legislation.
• Compile and validate credit application information.
• Conduct financial analysis and submit credit applications.

Skills

Financial analysis

Data mining

Compliance monitoring

Customer service

Education

3 Year Qualification in Finance, Marketing or similar

Job description

Job title : Product Analyst (Asset Based Finance)

Job Location : Gauteng, Johannesburg Deadline : June 26, 2025 Quick Recommended Links

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Job Description

• To facilitate fair application of workplace policies and labour legislation by monitoring and reporting on business compliance to appropriate industrial relations legislation by building the employee relations capability and enabling management effectiveness through the execution of proactive employee relations initiatives, aligned to the organisational philosophy.
• The role incumbent compiles and validates the authenticity of credit information in credit applications. Financial analysis is a critical aspect of this role.
• Manage own costs and expenses associated with role to enhance cost effectiveness.
• Deliver exceptional service that exceeds customers expectations through proactive, innovative and appropriate solutions.
• Provision of an efficient administration service through careful and timeous planning, reporting and updating of all related information.
• Initiate and manage product research, data mining and quantitative analysis to ensure sustainability and future competitive growth.
• Manage own development to increase own competencies.
• Liaises with internal and external stakeholders and support functions
• Analyse the integrity of credit applications
• Analyse financial statements / management accounts / cashflow projections / forecasts and undertake debt service cover calculations
• Motivate (note for file) and submit credit application to Credit for approval

Qualifications and Experience :

• 3 Year Qualification in Finance, Marketing or similar
• Credit Experience
• Commercial Asset Based Finance experience is mandatory