Portfolio Manager: Client Facilities & Growth

Merchant West; Pretoria; On-site; ZAR 900,000 - 1,200,000; Full time

Job summary

Merchant West is seeking a Portfolio Manager to oversee a portfolio of client facilities, ensuring strong financial performance and strict adherence to credit policies. The role focuses on monitoring exposures, maintaining relationships, and delivering accurate portfolio reporting.

You will work with multiple business units to structure deals, assess risk, and support portfolio growth while ensuring governance and compliance across all activities.

Qualifications

• Bachelor’s degree or Diploma in Finance, Accounting, Economics, or a related field; postgraduate qualification or professional certification in finance, credit, or risk management is advantageous

Responsibilities

• Manage and oversee a portfolio of client facilities to ensure strong financial performance.
• Monitor client exposures, repayment performance, and asset quality within the portfolio.
• Ensure the portfolio performs in line with profitability and risk targets.
• Maintain strong relationships with existing suppliers to ensure ongoing service excellence.
• Engage with clients to understand business needs and identify additional opportunities.
• Address client queries and manage relationship issues in a timely and professional manner.
• Monitor financial performance of suppliers and identify potential credit risks.
• Ensure compliance with approved credit terms, covenants, and facility conditions.
• Escalate potential risk concerns and recommend appropriate corrective action.
• Support business units with the structuring of new or amended transactions within the portfolio.
• Review financial information to assess the impact of restructuring or additional funding requests.
• Provide input on risk mitigation strategies where required.
• Prepare portfolio performance reports and updates for management.
• Maintain accurate client records and portfolio documentation.
• Ensure compliance with internal reporting and monitoring requirements.
• Ensure adherence to Merchant West credit policies, procedures, and governance frameworks.
• Maintain proper documentation and audit trails for portfolio decisions and actions.
• Support internal audit and compliance requirements related to portfolio management.

Skills

Portfolio management

Financial analysis

Credit risk evaluation

Deal structuring

Client relationship management

Portfolio reporting

Cash flow analysis

Financial software

Education

Bachelor’s degree or diploma in Finance/Accounting/Economics

Job description

Merchant West is seeking a Portfolio Manager to oversee a portfolio of client facilities, ensuring strong financial performance and strict adherence to credit policies. The role focuses on monitoring exposures, maintaining relationships, and delivering accurate portfolio reporting.

You will work with multiple business units to structure deals, assess risk, and support portfolio growth while ensuring governance and compliance across all activities.