Portfolio Manager : Business Lending

Portfolio Manager: Business Lending

Location: Midrand

Role Purpose: An exciting opportunity exists within an innovative Fintech team who serve the Small and Medium Enterprises (SME) industry.

Key Accountabilities and Decision Ownership

1. Manage Business Term Advance product day to day to deliver product performance and profitability.
2. Collaborate with cross-functional teams spanning Marketing, Sales, IT, and CX to scale the product so that the year-on-year growth targets are achieved.
3. Own the execution of the Unsecured Business Lending marketplace.
4. Create new products and features to enhance the business value proposition and to ensure requisite scale is achieved.
5. Identify and manage potential third-party product partners and negotiate commercial positions with them.
6. Provide insights to the broader team around innovation and developments within the Business Lending and Fintech industry, and setup business cases for evaluation on new ideas.
7. Prepare daily, weekly, and monthly product performance reports and presentations to senior and executive management.

Core Competencies, Knowledge and Experience

1. Prior Business Lending product design and development experience is essential.
2. A detailed knowledge and understanding of the fast-paced fintech lending industry is essential.
3. Understanding of regulatory requirements is essential.
4. Experience in building, launching, and rapidly scaling SME lending products, ideally in a Fintech environment.

Must Have Technical / Professional Qualifications

1. Matric essential.
2. Relevant 3- or 4-year Business degree essential.
3. Minimum of 8 years experience within product development essential.
4. Fintech or Business Lending experience preferred.

Key Performance Indicators

1. Business Lending Advances (disbursements).
2. Revenue Yield / Profitability.
3. Effectiveness of marketing spend (including effective allocation of marketing budgets to maximise returns).