Personal & Private Banking (PPB) Risk Graduate Programme

Standard Bank Group; Randburg; On-site; ZAR 30 000 - 60 000; Full time

Job summary

Join a forward-thinking financial services group as a Graduate Trainee in Risk Management. This exciting 18-month program offers you the chance to learn from seasoned professionals while gaining hands-on experience in various analytical areas. You'll explore the intricacies of risk management, engage in value-adding projects, and enhance your coding skills. With a focus on driving innovation in digital credit solutions across Africa, this program is designed to equip you with the skills necessary to thrive as a Risk Practitioner. Embark on a rewarding career path where your contributions will make a meaningful impact in the financial sector.

Qualifications

• Masters or Honours in relevant fields required.
• Strong analytical and coding skills are essential.

Responsibilities

• Participate in risk management projects and gain insights into the credit lifecycle.
• Collaborate with teams to drive modernization of digital credit solutions.

Skills

Analytical Skills

Coding Skills

Data Science

Statistical Analysis

Problem Solving

Education

Masters or Honours in Statistics

Masters or Honours in Data Science

Masters or Honours in Pure Mathematics

Masters or Honours in Actuarial Science

Masters or Honours in Computer Science

Tools

Data Science Tools

Job description

Company Description

Standard Bank Group is a leading Africa-focused financial services group, and an innovative player on the global stage, that offers a variety of career-enhancing opportunities – plus the chance to work alongside some of the sector’s most talented, motivated professionals. Our clients range from individuals to businesses of all sizes, high net worth families, and large multinational corporates and institutions. We’re passionate about creating growth in Africa. Bringing true, meaningful value to our clients and the communities we serve and creating a real sense of purpose for you.

Job Description

We’re looking for talented individuals to join our Risk Management division as Graduate Trainees.

The aim of our 18-month graduate programme is to equip you with skills and experiences deemed necessary to set you up for becoming a skilled Risk Practitioner, with guidance and support from Senior Executives & Managers who run the Risk Management portfolios.

Through a series of rotations, you will learn how risk is managed in the bank and gain extensive experience in a wide range of analytical areas within the Personal & Private Banking (PPB) Risk business unit. These areas include Decision Science, Credit Solution Engineering and Lending portfolios (i.e., Credit Card, Home Finance, Car Finance and Personal Loans), Fraud Risk Management, and Non-financial risk.

You will be recruited as a permanent employee from the start of the program and placed into a team of choice after rotations conclude.

During this 18-month programme you can look forward to:

1. Learning about the Credit Lifecycle
2. Participating in value-adding projects
3. Ad hoc reporting, insights, and analytics to inform business decisions
4. Collaborating with various teams
5. Learning/improving coding skills
6. Driving modernisation of digital credit solutions/strategies in Africa Regions
7. Contributing to fraud insights and analytics
8. Scorecard, capital, impairments and/or machine learning model monitoring and/or development
9. Building credit strategies
10. Using data science tools to automate risk assurance processes.

Application closing date: 30 June 2025
Qualifications
Masters or Honours in:

BSc / Bcom / BDatSci

1. Statistics
2. Data Science
3. Pure Mathematics
4. Actuarial Science
5. Informatics / Information Systems
6. Computer Science
7. Computational and Applied Mathematics
8. Econometrics
9. Behavioural Economics

Honours qualification to be completed by 31 December 2025.

Minimum requirements:

1. South African Citizen
2. Should you have work experience, it should not exceed 18 months
3. Full academic transcripts to be submitted with application for undergraduate and postgraduate studies