Personal & Private Banking (PPB) Behavioural Economics Graduate Programme

Standard Bank Group; Johannesburg; On-site; ZAR 180,000 - 250,000; Full time

Job summary

Standard Bank Group offers a 12-month Behavioural Economics graduate programme that spans various functions including Analytics and Marketing. Participants will learn to design behavioural interventions and engage in multi-disciplinary teamwork, with the opportunity to present insights to stakeholders.

Qualifications

• Honours or Masters degree to be completed by 31 December 2025.
• Should have less than 24 months of work experience.
• South African Citizen required.

Responsibilities

• Design and execute behavioural interventions.
• Engage in cross-functional teamwork to implement initiatives.
• Conduct research and collate behavioural case studies.

Skills

Analytical Problem Solving

Research

Project Management

Communication

Education

Honours or Masters in Economics

Honours or Masters in Psychology

Honours or Masters in Cognitive Science

Honours or Masters in Neuroscience

Honours or Masters in Organisational Behaviour

Honours or Masters in Decision Making

Honours or Masters in Sociology

Honours or Masters in Business Science

Honours or Masters in Marketing

Honours or Masters in Econometrics

Job description

Company Description

Standard Bank Group is a leading Africa-focused financial services group, and an innovative player on the global stage, that offers a variety of career-enhancing opportunities – plus the chance to work alongside some of the sector’s most talented, motivated professionals. Our clients range from individuals, to businesses of all sizes, high net worth families and large multinational corporates and institutions. We’re passionate about creating growth in Africa. Bringing true, meaningful value to our clients and the communities we serve and creating a real sense of purpose for you.

Job Description

The Behavioural Economics graduate will operate across functions (Analytics, Digital, Product, Marketing, Channel) leveraging behavioural insights to design nudges that shape customer behaviour in a way that generates commercial value to the Bank.

The Behavioural Economics team is responsible for researching, collating and recommending global best-practice behavioural case studies from industry and academia, which in turn guide the design and development of new initiatives, implemented through multi-disciplinary teams and regular experimentation. The focus is on full spectrum of personal and business banking services and initiatives span across financial wellbeing, customer outcomes such as improving savings rates and credit performance, and internal productivity.

This exposure to the value chain within financial services, from execution at the front line to developing, testing and scaling positive interventions. Success is dependent on cross-functional teamwork, which include digital channels, branch network, segment, product and marketing and the programme involves active learning and opportunities for various practical applications.

Through this rotational programme, you’ll get the opportunity to learn how to construct a behavioural intervention, from design to execution and further manage and measure key experimentations. This exciting programme involves identifying new opportunities, researching the latest methods and sourcing behavioural insights from customers, designing, monitoring and measuring experiments and working across functions to implement and scale feasible projects. In addition to keeping up to date on best practice, you also get the opportunity to present your insights and results to a broad range of stakeholders.

During this 12-month programme you can look forward to:

• Hypothesis-driven business problem solving
• Testing hypotheses in live environments (i.e. field experimentation)
• Project management
• Speaking your mind
• Adding value to the bank
• Engaging with senior and junior stakeholders
• Behaving in accordance with the bank’s professional standards, and
• Building a passion for behavioural economics.
  
  

Application closing date: 30 June 2025

Qualifications

Honours or Masters in:

• Economics
• Psychology
• Cognitive Science
• Neuroscience
• Organisational Behaviour
• Decision Making
• Sociology
• Business Science
• Marketing
• Econometrics
  
  

Honours qualification to be completed by 31 December 2025.

Additional Information

Minimum requirements:

• South African Citizen
• Should you have work experience, it should not exceed 24 months
• Full academic transcripts to be submitted with application for undergraduate and postgraduate studies.