Personal Financial Advisor: Holistic Planning & Growth

Wesbank; Johannesburg; On-site; ZAR 420,000 - 720,000; Full time

Job summary

Wesbank is seeking a Personal Financial Advisor to operate within an FNB branch environment in Gauteng and other locations. You will deliver holistic investment and life insurance solutions using goal-based advice and a strong brand ecosystem.

Responsibilities include needs analyses, personalised planning, in-branch client engagement, converting opportunities, and ongoing reviews to achieve targets while maintaining compliant advice records.

Qualifications

• FSCA-recognised FAIS qualification (NQF Level5 or higher).
• Regulatory Examination (RE5) completed.
• Fully Fit & Proper compliant (FAIS) for applicable investment and long-term insurance categories – 1.3, 1.4, 1.5, 1.14 and 1.20.
• Fully authorised (not under supervision) for required FAIS subcategories.
• Completed Class of Business (COB): Investments, Long-Term Insurance, Pension Fund Benefits.
• Minimum 3–5 years financial advisory experience.
• Experience operating in a bank, insurer, or tied advisory environment.
• Exposure to mass market or emerging affluent client segments.

Responsibilities

• Conduct comprehensive financial needs analyses and develop personalised financial plans.
• Recommend appropriate investment, insurance and wealth solutions aligned to client objectives and risk profiles.
• Engage customers within FNB branches to build meaningful advice-driven relationships.
• Convert qualified opportunities and referrals into new business.
• Build and maintain long-term client relationships through ongoing engagement and financial reviews.
• Achieve agreed sales, activity, AUM and API targets.
• Maintain accurate client records and advice documentation.
• Adhere to FAIS requirements, internal governance standards and regulatory obligations.

Skills

Financial planning

Investment knowledge

Insurance knowledge

Consultative selling

Relationship building

Communication skills

Commercial acumen

Compliance discipline

Digital proficiency

Education

FAIS qualification (NQF 5+)

RE5 completed

Fit & Proper FAIS for applicable categories

Authorisation for required FAIS subcategories

Class of Business: Investments, Long-Term Insurance, Pension Benefits

Experience in bank/insurer/tied advisory environment

Tools

CRMs/Advice tools

Digital platforms

Job description

Wesbank is seeking a Personal Financial Advisor to operate within an FNB branch environment in Gauteng and other locations. You will deliver holistic investment and life insurance solutions using goal-based advice and a strong brand ecosystem.

Responsibilities include needs analyses, personalised planning, in-branch client engagement, converting opportunities, and ongoing reviews to achieve targets while maintaining compliant advice records.