Merchant Sales (Cape Town)

Capitec Bank Ltd.; Cape Town; On-site; ZAR 250,000 - 400,000; Full time

Job summary

A leading financial institution in Cape Town seeks a Business Banker: Merchant Services. The ideal candidate will identify and onboard new merchant clients while delivering tailored financial solutions. This role requires 2–3 years in sales and a strong understanding of SME banking. Candidates must have a Matric Certificate and preferably a Bachelor’s Degree in Commerce or Marketing. Competitive compensation and opportunities for growth are offered.

Qualifications

• Minimum Matric Certificate qualification (Grade 12).
• 2–3 years proven experience in external sales.
• Proven track record in client acquisition and sales of financial products.

Responsibilities

• Identify, acquire, and onboard new merchant clients.
• Deliver tailored financial solutions.
• Engage stakeholders at all levels.

Skills

Client acquisition

Sales optimization techniques

Excellent communication skills

Relationship management

Education

Bachelor’s Degree in Commerce or Marketing

Tools

Merchant service platforms

Point-of-sale solutions

Payment processing systems

Job description

Who We Are

We are a bank, but we’re much more than that. We believe that banking is about enabling people to control their financial lives through banking that is simplified, accessible, affordable and delivered through a personal experience. By helping our clients manage their financial lives better, we enable them to live better.

Why Choose Us

At Capitec, we offer our best by living up to our CEO values in every situation – we always put the Client first, act with Energy and take Ownership. To support people in being their best, our Employee Value Proposition offers every value to all team members through cohesive teams, growth opportunities as well as employee benefits and savings. We make it a priority to ensure that each member of the Capitec team feels welcome, valued, focused, and has the opportunity to grow.

About the role:

As a Business Banker: Merchant Services you will play a pivotal role in driving business growth by identifying, acquiring, and onboarding new merchant clients. This role requires a proactive and client-focused individual who thrives in a fast-paced environment and is passionate about delivering tailored financial solutions.

Our ideal candidate has:

• A minimum Matric Certificate qualification (Grade 12) and ideally a Bachelor’s Degree in Commerce or Marketing
• 2–3 years’ proven experience in external sales environment with responsibility for, or exposure to cross selling and upselling
• Proven track record in client acquisition, relationship management, and sales of financial products.
• Experience working with merchant service platforms, point-of-sale solutions, or payment processing systems.
• Familiarity with SME banking needs, including tailored financial solutions and risk assessment.
• Strong commercial acumen and ability to identify growth opportunities within the merchant segment.
• Excellent communication and negotiation skills, with the ability to engage stakeholders at all levels.

Knowledge

Minimum: Sales and sales optimisation techniques & principles

Commercial/business know how (how businesses work.)

Ideal: Knowledge and understanding of:

If you are interested in being part of this dynamic team, on a mission to build the best bank in the world through unlocking the potential of its people, please apply. We would love to hear from you!

Capitec is committed to diversity and, where feasible, all appointments will support the achievement of our employment equity goals

Conditions of employment:

• Clear Criminal Record
• A valid drivers license and own vehicle is an inherent operational requirement of the job

Capitec Bank is an authorised financial services provider (FSP 46669) and registered credit provider (NCRCP13). Capitec Bank Limited Reg. No: 1980/003695/06