Manager, Risk Appetite & Credit Portfolio

Standard Bank Group; Johannesburg; On-site; ZAR 800,000 - 1,200,000; Full time

Job summary

A leading financial services group is seeking a Credit Risk Leader to optimize the performance of its credit portfolio across 14 African countries. The ideal candidate will possess strong leadership skills, a background in credit risk management, and relevant qualifications. This role offers a dynamic environment focusing on strategic decision-making and risk management.

Qualifications

• 8-10 years in Credit Risk with proven leadership capabilities.
• Experience in banking and credit risk management.
• Strong knowledge of legal and regulatory aspects.

Responsibilities

• Lead the Business and Commercial’s credit portfolio performance.
• Drive execution of the credit risk strategy across 14 countries.
• Support and ensure quality in Credit Risk process activities.

Skills

Leadership

Credit Risk Management

Portfolio Analysis

Compliance

Risk Management

Education

First Degree in Mathematical/Business Sciences/Finance/Accounting

Post Graduate Degree in Mathematical/Business Sciences/Finance/Accounting

Job description

Company Description

Standard Bank Group is a leading Africa-focused financial services group and an innovative player on the global stage. It offers a variety of career-enhancing opportunities and the chance to work alongside some of the sector’s most talented, motivated professionals. Our clients range from individuals to businesses of all sizes, high net worth families, and large multinational corporates and institutions. We are passionate about creating growth in Africa, bringing meaningful value to our clients and communities, and creating a sense of purpose for our employees.

Job Description

To lead and ensure optimal performance and reporting of the Business and Commercial’s credit portfolio, ensuring the portfolio performs within risk appetite, budgets are set appropriately, and strategic portfolio decisions are optimized across 14 countries in Africa.

Drive effective execution of the credit risk strategy and framework in line with the risk appetite statements, the Group Credit Risk Governance Standard, and Global Credit Policy.

Provide leadership, support, and quality assurance to the team to execute all Credit Risk process activities to manage risk, achieve targets, and align with best practices.

Qualifications

• First Degree in Mathematical/Business Sciences/Finance/Accounting (essential)
• Post Graduate Degree in Mathematical/Business Sciences/Finance/Accounting (preferred)

Experience Required

8-10 years in Credit Risk – PPB, Risk & Corporate Affairs. Proven capability in leading people across the full spectrum of Credit Risk, including originations, evaluation, account management, collections, and payments. Experience in banking, portfolio analysis, and/or credit risk management. Knowledge of legal, regulatory, and compliance aspects related to foreclosure processes.

Additional Information

Behavioral Competencies:

• Adopting Practical Approaches
• Articulating Information
• Empowering Individuals
• Following Procedures
• Showing Composure
• Taking Action
• Upholding Standards

Technical Competencies:

• Compliance
• Data Compliance
• Data Quality
• Evaluating Risk Management Effectiveness
• Promote Good Governance, Risk & Control
• Risk Awareness
• Risk Management
• Risk Reporting
• Verbal Communication

Note: All our recruitment processes comply with applicable laws and regulations. We will never ask for money or any payment as part of our recruitment process. If you experience this, please contact our Fraud line at [phone] or [email protected].