Manager: Credit Risk Reporting

NedBank; Johannesburg; On-site; ZAR 600,000 - 800,000; Full time

Job summary

A leading financial institution seeks a Manager for Credit Risk Reporting. This role involves delivering insightful reporting and optimising the credit portfolio across Retail and Business Banking. Ideal candidates will have strong quantitative skills, extensive experience in credit risk management, and a passion for data analysis.

Qualifications

• Minimum 8 years in banking, 5 in Credit Risk Analysis.
• Understanding of NCR, SARB, BASA roles.
• Proficient in SAS, Python, Netezza, etc.

Responsibilities

• Monitor and report on credit lifecycle for RBB.
• Develop portfolio review presentations.
• Ensure adherence to credit policies.

Skills

SQL

SAS

Data analytics

Quantitative Skills

Education

Bachelor's degree in Statistics, Economics, Econometrics, Finance, Mathematical Sciences or Engineering

Advanced Diplomas/National 1st Degrees

Tools

Microsoft Office

Microsoft Excel

Job description

Requisition Details & Talent Acquisition Contact

Requisition nr: 139886
Talent Acquisition Specialist: Tshego Semenya
Location: 135 Rivonia Road, Sandown
Closing date: 17 June 2025

Cluster

Nedbank Retail Business Banking

Career Stream Quantitative Leadership Pipeline Manage Self: Professional Position

Manager: Credit Risk Reporting

Why join our team!

Are you a sharp-thinking quant with a passion for turning data into strategic insight? Come join our team

This is a unique opportunity to join a strategically positioned and agile team within Retail and Business Banking (RBB), where you’ll gain exposure across multiple segments and various products. As a Manager in Credit Risk Reporting & Monitoring, you’ll play a critical role in delivering high-impact insights and executive-level reporting that directly influence credit risk strategy and decision-making. The role offers full credit lifecycle oversight, allowing you to work closely with senior stakeholders and contribute meaningfully to portfolio optimisation. You’ll be part of a restructured team that values innovation, independence, and technical excellence—ideal for someone with strong SQL and SAS skills, a quantitative background, and a passion for data-driven problem solving. This is more than a reporting role; it’s a chance to lead, grow, and make a tangible impact in a space that values your expertise and initiative.

Job Purpose

Monitoring and Reporting of the end-to-end credit lifecycle across lending products for Retail and Business Banking (RBB), to provide oversight and optimise the quality of the credit portfolio.

Job Responsibilities

• Provide support to the Senior Manager of the Unit regarding the critical monitoring, analysis, organization, and reporting of Credit Risk-related matters for Group, Executive, Cluster, and Segment Credit Committees within the RBB cluster.
• Give an overview of the book by developing and preparing portfolio review presentations based on Management Information Systems (MIS).
• Ensure efficient work ethic and achievement of business unit strategies & goals by proposing innovative ideas to enhance Business processes that facilitate customer experience.
• Interact with stakeholders to deliver quality reports, monitoring results and recommendations.
• Monitor quality of the credit lifecycle processes, evaluate whether credit policies are effective, correctly implemented and whether policy guidelines are adhered to.
• Perform robust post approval/disbursement checks through statistical as well as sampling methods.
• Ongoing monitoring of trends, factors and implications that might impair credit quality, focus on Origination, Collections and Recoveries processes that impact quality of loan book.
• Develop models to perform proactive monitoring of the business credit health.
• Provide analytical support to the greater team with regards to credit related queries within acceptable timeframes.
• Ensure collaborative working relationships through regular, honest engagement with managers and team members.
• Ensure business effectiveness by providing input into systems, processes and policies.
• Understand and embrace the Nedbank Vision and Values by leading by example and re-enforcing values during meetings.
• Contribute to a culture conducive to the achievement of transformation goals by participating in Nedbank Culture building initiatives (e.g. staff surveys etc).
• Create a client service culture through various required interventions.
• Encourage team to generate innovative ideas and share knowledge.

Minimum Experience Level

• A minimum of 8 years in the banking or financial services industry, of which 5 years should be in Credit Risk Analysis within RBB, specifically in the Credit Risk Environment.
• Understanding of banking regulations, specifically the role of the NCR, the SARB as well as BASA
• Data analytics and management software skill (SAS,Python,Netezza,etc)

Essential Qualifications - NQF Level

• Advanced Diplomas/National 1st Degrees

Qualification Detail

• Bachelor's degree in Statistics ,Economics or Econometrics ,Finance, Mathematical Sciences or Engineering

Preferred Qualifications.

• BSc. / B. Eng. / BCom Hons degree

Type of Exposure

• Stakeholder engagement across RBB
• End-to-end credit lifecycle across multiple segments and lending products
• Creating a business report
• Implementing a strategic plan
• Investigating and reviewing processes to improve client satisfaction
• Coaching and Mentoring
• Providing constructive feedback to employees
• Credit Assessments
• Assuming a key leadership role
• Creating a business plan
• Implementing a strategic plan
• Measuring client satisfaction
• Managing business risks

Technical / Professional Knowledge

• Business Acumen
• Industry trends
• Microsoft Office
• Principles of project management
• Relevant regulatory knowledge
• Relevant software and systems knowledge
• Risk management process and frameworks
• Business writing skills
• Microsoft Excel
• Quantitative Skills

Disclaimer

Preference will be given to candidates from the underrepresented groups

Please contact the Nedbank Recruiting Team at [phone]

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Please contact the Nedbank Recruiting Team at [phone]