Manager, Credit Evaluation - GP, Centurion, Embankment Road

Standard Bank Group; Centurion; On-site; ZAR 600,000 - 900,000; Full time

Job summary

A leading bank in South Africa seeks a Manager for Credit Evaluation to assess lending applications and manage credit risk. The ideal candidate will have an undergraduate degree and 5-7 years of experience in intuitive credit assessment, ensuring compliance with the bank's lending principles and risk appetite.

Qualifications

• Minimum 5-7 years of experience in credit assessment and decisioning.
• Thorough knowledge of financial statements and repayment structures.
• Knowledge of collateral and collection processes within banking.

Responsibilities

• Assess and evaluate lending applications using sound credit risk and affordability assessments.
• Manage credit losses by ensuring lending is within Bank’s risk appetite parameters.
• Consider a spectrum of lending products available to business segment clients.

Skills

Credit Risk Assessment

Financial Analysis

Understanding of Legalities in Lending

Education

Undergraduate Degree in Business Commerce or Finance and Accounting or Agriculture

Job description

Job title : Manager, Credit Evaluation - GP, Centurion, Embankment Road

Job Location : Gauteng, Centurion Deadline : June 20, 2025 Quick Recommended Links

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Job Description

• Assess and evaluate lending applications for clients using sound credit risk and affordability assessments, financial principles and credit policies which will support the bank’s asset book growth and manage credit losses by ensuring that lending credit principles are applied and that lending is within the Bank’s risk appetite parameters.
• This will include the spectrum of lending products available to business segment clients, including specialised lending, trade finance, debtors finance, commercial property finance, Agriculture (in particular) and others, dependant on the client and segment within which the Manager operates.

Minimum Qualifications

• Type of Qualification : Undergraduate Degree
• Field of Study : Business Commerce orFinance and Accounting or Agric qualification

Experience Required

• Credit Risk-BCC
• Risk & Corporate Affairs
• Minimum of 5-7 years Experience in intuitive credit assessment and decisioning in relevant segment and products (i.e. across business banking and Agri).Thorough knowledge and understanding of financial statements. Knowledge and understanding of repayment structures, collateral and collection processes within the banking environment. Understanding of legalities associated with lending and collateral.

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