Manager, Credit Evaluation

Findojobs South Africa; South Africa; On-site; ZAR 500,000 - 700,000; Full time

Job summary

A leading South African bank is seeking a professional to assess and evaluate lending applications while ensuring compliance with credit policies. The role requires strong experience in credit risk assessment and banking products. Candidates should have relevant degrees and substantial experience in risk and compliance. This opportunity offers the chance to contribute significantly to the bank's growth in the dynamic African market.

Qualifications

• 3-4 years experience in credit risk and compliance.
• 5-7 years in banking with management experience.

Responsibilities

• Assess and evaluate lending applications.
• Ensure compliance with credit principles and risk appetite.
• Manage credit losses and support asset book growth.

Skills

Credit Risk Assessment

Risk Management

Compliance

Stakeholder Management

Strategic Planning

Education

First Degree in Business Commerce

First Degree in Finance and Accounting

Job description

Job Description

Assess and evaluate lending applications for clients using sound credit risk and affordability assessments, financial principles, and credit policies. This supports the bank’s asset book growth and manages credit losses by ensuring lending complies with credit principles and risk appetite parameters. The role covers a spectrum of lending products for business segment clients, including specialised lending, trade finance, debtors finance, and commercial property finance, depending on the client and segment within which the Manager operates.

Qualifications

Type of Qualification: First Degree

Field of Study: Business Commerce

Type of Qualification: First Degree

Field of Study: Finance and Accounting

Experience Required

Credit Risk – BCB

Risk & Corporate Affairs

3-4 years

Experience regarding risk, compliance, and regulatory requirements, guidelines, and requirements related to the Bank and Credit and Lending Risk.

5-7 years

Extensive banking and product knowledge, with management experience in banking client and product solution environments.

Additional Information

Behavioral Competencies:

• Articulating Information
• Developing Strategies
• Directing People
• Embracing Change
• Examining Information
• Interpreting Data

Technical Competencies:

• Compliance
• Risk Management
• Stakeholder Management
• Strategic Alignment & Execution
• Strategic Planning and Reporting

Careers

Are you passionate about Africa's potential? Driven to succeed? At Standard Bank Group, over 50,000 dedicated individuals share a common purpose: Africa is our home, and we drive her growth. We believe our people are our greatest asset and aim to create a thriving environment where you can bring your whole self to work, pursue your dreams, and shape a brighter future for Africa. Join us if you're ready to turn passion into impact and make a difference as part of a dynamic team.