Manager, Credit Evaluation

Standard Bank Group; Johannesburg; On-site; ZAR 600,000 - 800,000; Full time

Job summary

A leading financial services group in Africa seeks a professional to enhance risk management practices while ensuring quality lending processes. Candidates should have a degree in Finance and Accounting, alongside relevant banking experience, to provide crucial insights and manage client relationships effectively.

Qualifications

• 3-4 years of general experience in everyday banking offerings, particularly in lending options.
• 5-7 years of integral knowledge of credit solutions and regulatory requirements.

Responsibilities

• Provide effective risk management to support asset growth targets.
• Assess and evaluate credit facilities based on sound credit principles.

Skills

Adopting Practical Approaches

Checking Things

Interpreting Data

Providing Insights

Upholding Standards

Education

Business Commerce in Finance and Accounting

Tools

Application & Submission Verification

Business Development

Client Relationship Management

Compliance

Data Compliance

Product and Services Knowledge

Risk Management

Strategic Business Relationship Management

Job description

Company Description

Standard Bank Group is a leading Africa-focused financial services group, and an innovative player on the global stage, that offers a variety of career-enhancing opportunities – plus the chance to work alongside some of the sector’s most talented, motivated professionals. Our clients range from individuals, to businesses of all sizes, high net worth families and large multinational corporates and institutions. We’re passionate about creating growth in Africa. Bringing true, meaningful value to our clients and the communities we serve and creating a real sense of purpose for you.

Job Description

To provide effective value adding risk management, in achieving their asset growth targets, whilst maintaining a quality-lending book, through judicious and effective management thereof, delivery of a professional service to the business units, by assessing and evaluating credit facilities (new and/or existing) based on sound credit and financial principles which supports the minimising of risk to the bank.

Qualifications

Qualification:

• Business Commerce in Finance and Accounting
  
  

Experience:

• 3-4 years General experience of the everyday banking offerings in the bank, especially lending options and processes (ideally from VAF and/or Home Loans)
• 5-7 years Integral knowledge of Credit Solutions, processes, procedures and regulatory and compliance requirements.
  
  

Additional Information

Behavioural Competencies:

• Adopting Practical Approaches
• Checking Things
• Interpreting Data
• Providing Insights
• Upholding Standards
  
  

Technical Competencies:

• Application & Submission Verification (Business Banking)
• Business Development
• Client Relationship Management
• Compliance
• Data Compliance
• Product and Services Knowledge
• Risk Management
• Strategic Business Relationship Management