Manager, Credit Evaluation

Standard Bank Group; Gqeberha; On-site; ZAR 600,000 - 800,000; Full time

Job summary

A leading financial services group in Africa is seeking a Credit Risk Manager in Gqeberha to oversee credit evaluations and enhance approval processes for Business Banking customers. The ideal candidate will have a BCom or Finance degree and 5-7 years of experience in intuitive credit assessment. Strong knowledge of financial statements and repayment structures is essential. This position contributes to achieving asset growth targets while maintaining a quality lending portfolio.

Qualifications

• 5-7 years experience in credit risk assessment.
• Keen understanding of collateral and collection processes.
• Experience in Business Banking or Agri industry.

Responsibilities

• Manage and enhance approval of credit applications.
• Achieve asset growth targets while maintaining a quality-lending book.
• Develop products and systems effectively.

Skills

Intuitive credit assessment

Understanding of financial statements

Knowledge of repayment structures

Collaboration

Stakeholder management

Education

BCom or Finance degree

Agricultural degree

Job description

Company Description

Standard Bank Group is a leading Africa-focused financial services group, and an innovative player on the global stage, that offers a variety of career-enhancing opportunities – plus the chance to work alongside some of the sector’s most talented, motivated professionals. Our clients range from individuals, to businesses of all sizes, high net worth families and large multinational corporates and institutions. We’re passionate about creating growth in Africa. Bringing true, meaningful value to our clients and the communities we serve and creating a real sense of purpose for you.

Job Description

To ensure the effective value adding risk management of Credit Evaluation, managing and enhancing the approval of credit applications for Business Banking customers within acceptable parameters, in order for Business and Commercial Banking, to achieve asset growth targets, whilst maintaining a quality-lending book, through judicious, product and system development and effective management.

Qualifications

Minimum Qualifications

Type of Qualification: BCom or Finance degree

Field of Study: Business Commerce , Finance and Accounting. An agricultural degree would be an advantage.

Experience Required

Credit Risk-BCC

Risk & Corporate Affairs

5-7 years

Experience in intuitive credit assessment and decisioning in relevant segment and products (i.e., across Business Banking or Agri). Thorough knowledge and understanding of financial statements. Knowledge and understanding of repayment structures, collateral and collection processes within the banking environment. Understanding of legalities associated with lending and collateral.

Additional Information

Behavioural Competencies:

• Articulating Information
• Developing Strategies
• Directing People
• Embracing Change
• Examining Information
• Exploring Possibilities
• Interacting with People
• Making Decisions
  
  

Technical Competencies:

• Coaching and Mentoring
• Compliance
• Product and Services Knowledge
• Product Development
• Risk Management
• Stakeholder Management
• Strategic Alignment & Execution
  
  

Please note: All our recruitment processes comply with the applicable local laws and regulations.

We will never ask for money or any form of payment as part of our recruitment process. If you experience this, please contact our Fraud line on [phone] or [email protected]