Manager, Credit Evaluation

Business Segment : Personal & Private Banking

Location : ZA, Gauteng, Rosebank, 30 Baker

As our Manager of Credit Evaluation, you will:

1. Manage a diverse portfolio of counterparty credit risks within acceptable parameters
2. Lead and develop a team of credit analysts, ensuring high-quality risk assessments
3. Analyse and interpret complex financial data, providing clear insights for decision-making
4. Ensure compliance with credit procedures, policies, and regulatory requirements, including Basel standards
5. Evaluate vanilla lending and derivative products, assessing associated risks
6. Present credit applications to the Credit Committee and manage commercial property finance mandates as required

Join us to make a significant impact in the dynamic world of credit evaluation and risk management.

Qualifications

Mandatory Qualifications:

1. Academic Requirements: First Degree in Business Commerce or a closely related field
2. Professional Experience: Credit Risk Management (minimum 3-4 years): Comprehensive knowledge of financial markets, global economy, and relevant regional geographies pertaining to the portfolio
3. Demonstrated ability to manage complex credit risks within stringent parameters
4. Financial Products Expertise: (minimum 3-4 years): In-depth understanding of vanilla lending and derivative products
5. Proven proficiency in assessing facilities that generate counterparty credit risks
6. Expertise in evaluating and managing documentation required to mitigate associated risks
7. Regulatory Compliance and Risk Management: (minimum 3-4 years): Thorough conceptual and practical knowledge of credit procedures, policies, and standards
8. Comprehensive understanding of products and facilities that give rise to counterparty credit risk
9. Extensive knowledge of Basel standards and broader regulatory and compliance requirements in the banking sector

The successful candidate must demonstrate:

1. A proven track record in credit risk management
2. Exceptional analytical skills
3. Unwavering commitment to maintaining the highest standards of financial integrity and regulatory compliance

Additional Requirements:

1. Commercial property finance mandate experience

Candidates must specify their mandate limit, if applicable.

Demonstrated experience in presenting Credit Applications to respective Credit Committees.

Note: This role carries significant responsibilities in risk management and regulatory compliance.

Only candidates meeting all specified criteria will be considered.