Manager, Credit Evaluation

Standard Bank Group; Durban; On-site; ZAR 600,000 - 900,000; Full time

Job summary

A leading financial services group is seeking a Credit Evaluation specialist to manage the approval processes for Business Banking. The role emphasizes risk management and requires 5-7 years of credit experience. The successful candidate will contribute to strategic credit decisions while ensuring compliance with regulatory requirements.

Qualifications

• 5-7 years of Credit Risk experience, especially in Business Banking.
• Strong understanding of relevant regulatory requirements.
• Experience with credit applications and lending mandates.

Responsibilities

• Manage credit applications ensuring asset growth targets are met.
• Enhance approval processes while maintaining a quality lending book.
• Develop products and systems related to credit evaluation.

Skills

Articulating Information

Developing Strategies

Directing People

Embracing Change

Examining Information

Exploring Possibilities

Coaching and Mentoring

Product Development

Risk Management

Stakeholder Management

Strategic Alignment & Execution

Education

First Degree in Business Commerce, Finance or Accounting

Job description

Company Description

Standard Bank Group is a leading Africa-focused financial services group, and an innovative player on the global stage, that offers a variety of career-enhancing opportunities – plus the chance to work alongside some of the sector’s most talented, motivated professionals. Our clients range from individuals, to businesses of all sizes, high net worth families and large multinational corporates and institutions. We’re passionate about creating growth in Africa. Bringing true, meaningful value to our clients and the communities we serve and creating a real sense of purpose for you.

Job Description

To ensure the effective value adding risk management of Credit Evaluation, managing and enhancing the approval of credit applications for Business Banking customers within acceptable parameters, in order for Business and Commercial Banking, to achieve asset growth targets, whilst maintaining a quality-lending book, through judicious, product and system development and effective management.

Qualifications

Type of Qualification: First Degree

Field of Study: Business Commerce, Finance , Accounting

Experience Required

Credit Risk – BCB

5-7 years

Detailed knowledge and experience regarding the risk , compliance and regulatory requirements, guidelines and requirements pertaining to the Bank and Credit and Lending Risk requirements.

Credit Experience, especially lending, applicable to Business Banking, ( all segments and sub- segments) and experience operating with an individual lending mandate is essential.

Additional Information

Behavioral Competencies:

• Articulating Information
• Developing Strategies
• Directing People
• Embracing Change
• Examining Information
• Exploring Possibilities
  
  

Technical Competencies:

• Coaching and Mentoring
• Product and Services Knowledge
• Product Development
• Risk Management
• Stakeholder Management
• Strategic Alignment & Execution
  
  

Please note: All our recruitment processes comply with the applicable local laws and regulations.

We will never ask for money or any form of payment as part of our recruitment process. If you experience this, please contact our Fraud line on [phone] or [email protected]