Company DescriptionStandard Bank Group is a leading Africa-focused financial services group, and an innovative player on the global stage, that offers a variety of career-enhancing opportunities – plus the chance to work alongside some of the sector’s most talented, motivated professionals. Our clients range from individuals to businesses of all sizes, high net worth families, and large multinational corporates and institutions. We’re passionate about creating growth in Africa, bringing true, meaningful value to our clients and the communities we serve, and creating a real sense of purpose for you.
Job DescriptionThis role is concerned with selling all products in an asset class and cross-selling related products. The individual would be required to identify and leverage cross-sell opportunities across the Wholesale Client Segment. The individual must be able to solution for a client where their needs are fairly common and the market is stable. The individual will be expected to operate in a single complex market or even across multiple markets.
Essential Functions:- Sell products & package solutions to targeted client segments & sectors, to acquire new clients & originate new business with existing clients to grow share of wallet.
- Provide thought leadership to drive overall relationship management outcomes, market share & competitiveness.
- Engage & resolve different needs across multiple clients & integrate all client experience touchpoints in environments with more variable hand-offs.
- Identify trends & patterns that impact client requirements.
- Leverage client/market insights and trends to provide input into optimal solutioning design outcomes.
- Originate new business opportunities where the client need is aligned to their current business model.
- Coordinate solutioning tactics in an environment that is relatively stable (liquidity and regulations).
- Adhere to the Client SBG risk and regulatory framework, ensuring transparency of dealings, respect for client rights, fair pricing, good execution, and after-sales client experience.
- Ensure compliance within relevant risk and regulatory frameworks.
- Be aware of technology evolutions, client digital appetites and requirements, and partner to scale products and solutions to meet client needs.
- Drive technology enablement value proposition to create client-centric technology evolutions.
- Ensure the integrity and compliant management of GM client data to provide insights and reliable reporting of key client metrics.
- Apply client and market data, analytics, and reporting to better inform client origination and retention.
- Look to the internal and external realities and potentials to better plan for the Portfolio by collaborating with other segments and partners to deliver against business objectives.
- Identify trends and disruptors to improve performance of the overall business with a 1-year horizon.
- Sell commoditized products to clients by leveraging price competitiveness, largely relying on digital channels.
- Sell all products in an asset class and bundle cross-sell opportunities with secondary products.
- Look at product performance across multiple clients.
QualificationsType of Qualification: First Degree
Field of Study: Business Commerce
Experience RequiredMacro GenericGlobal Markets Client Execution3-4 years
Demonstrate evidence of deeper understanding of integration across asset classes. Demonstrate evidence of knowing how to identify cross-sell opportunities across the bank filter and leverage multiple sources of credible data to originate sales opportunities (horizon up to 1 year).
Demonstrate evidence of knowing how to interpret trends to apply to clients' businesses to source shorter cycle opportunities. Demonstrate evidence of knowing how to optimize the value chain and key handover points including technology enablement to improve client experience. Successful track record of client portfolio revenues.
Product knowledge experience - FX and Money Markets.
Additional InformationBehavioural Competencies:- Articulating Information
- Convincing People
- Embracing Change
- Empowering Individuals
- Establishing Rapport
- Interacting with People
- Making Decisions
- Providing Insights
- Seizing Opportunities
- Showing Composure
- Taking Action
- Team Working
Technical Competencies:- Business Acumen (Audit)
- Client Retention
- Customer Understanding (Consumer Banking)
- International Market Knowledge
- Local Market Knowledge
- Market Analysis
- Product Knowledge (Trading, Transacting)
- Trade Execution