Lead Decision Scientist

Outsidecapital; Cape Town; On-site; ZAR 600,000 - 800,000; Full time

Job summary

A prominent player in the banking sector is looking for an experienced Lead Decision Scientist in Cape Town. This role involves leading a team in the Credit Decision Science function, focusing on data analysis and predictive modeling to enhance credit and risk management. Ideal candidates will possess a strong background in data science, leadership skills, and a deep understanding of credit risk. This full-time position offers a dynamic working environment with opportunities for growth.

Qualifications

• 4+ years of experience in data science within retail credit risk management.
• Experience in data mining and predictive modeling.
• Demonstrated leadership in managing teams of analysts/data scientists.

Responsibilities

• Lead a team in the Credit Decision Science function.
• Conduct data analysis for credit and risk indicators.
• Implement data mining and predictive modeling techniques.

Skills

Data analysis

Predictive modeling

Leadership

Communication skills

Numerical reasoning

Programming (SAS, SQL, R, Python)

Education

Honours Degree in Mathematics or Data Science

Master's Degree in Mathematics or Data Science

Job description

Job Description

Our client, a prominent player in the banking sector, is renowned for its innovative approach to providing financial services. They are committed to delivering exceptional service and creating opportunities for growth and development. The company fosters a dynamic work environment where employees are encouraged to thrive and make a significant impact.

Are you an energetic, self-motivated individual with a passion for data science and credit risk management? Join our client's team as a Lead Decision Scientist and be at the forefront of transforming business data into strategic insights. This role offers a unique opportunity to lead a team of specialists and drive the development of innovative solutions within the Collections, Recoveries, and Account Management functions.

Responsibilities :

• Lead a team within the Credit Decision Science function focusing on Collections, Recoveries, and Account Management.
• Conduct data analysis to produce strategic information for critical credit and risk indicators.
• Extract and aggregate data from large relational databases.
• Implement data mining and predictive modeling techniques.
• Translate user requirements into business requirement specifications.
• Ensure confidentiality and manage intellectual property considerations.

Requirements :

• Minimum 4 years of experience in data science within the retail credit risk management environment.
• Experience in extracting, aggregating data, data mining, and predictive modeling.
• Demonstrated leadership in project management or leading analyst/data scientist teams.

Qualifications :

• Minimum: Honours Degree in Mathematics or Data Science.
• Preferred: Master's Degree in Mathematics or Data Science.

Knowledge :

• Analytics and predictive modeling.
• Project management methodologies.
• IT implementation cycles and various operating systems/databases.
• Best practices in credit risk.
• General business acumen and interpretation of user requirements.

Skills :

• Strong communication and numerical reasoning skills.
• Analytical and reporting skills.
• Proficiency in programming languages such as SAS, SQL, R, and Python.
• Attention to detail and commercial thinking.
• Excellent interpersonal and leadership skills.

Conditions of Employment :

• Clear criminal and credit record.
• Commitment to diversity and employment equity goals.

Key Skills

Laboratory Experience, Immunoassays, Machine Learning, Biochemistry, Assays, Research Experience, Spectroscopy, Research & Development, cGMP, Cell Culture, Molecular Biology, Data Analysis Skills

Employment Type : Full-Time

Experience : 4+ years

Vacancy : 1