Junior Credit Underwriter: Risk & Analysis Specialist

Boardroom Appointments; Johannesburg; On-site; ZAR 180,000 - 240,000; Full time

Job summary

Boardroom Appointments in Johannesburg seeks a Junior Underwriter to support the credit process by analysing applications and determining client risk. You will prepare decision-ready data and contribute to lending decisions with clear verbal and written communication.

Key duties include risk assessments, background checks, compliance review, and reporting recommendations to the credit team. A matric and a related degree are required, with strong rapport-building skills essential.

Qualifications

• Matric is required; degree in Credit Management or BCom preferred.
• Strong communication skills (verbal and written).
• Ability to assess risk and analyse applications.

Responsibilities

• Perform efficient risk assessments of clients and provide feedback to the team
• Assess client background information and financial status
• Review applications for compliance and adherence
• Perform telephonic trade reference checks and post-credit checks before disbursement of funds
• Communicate recommendations to clients credit team
• Analyze client performance for any concerning changes
• Efficiently obtain clarifications where concerns are present

Skills

Attention to detail

Communication (verbal & written)

Risk analysis

Client relationship

Education

Matric

Credit Management or BCom Degree

Job description

Boardroom Appointments in Johannesburg seeks a Junior Underwriter to support the credit process by analysing applications and determining client risk. You will prepare decision-ready data and contribute to lending decisions with clear verbal and written communication.

Key duties include risk assessments, background checks, compliance review, and reporting recommendations to the credit team. A matric and a related degree are required, with strong rapport-building skills essential.